When can the insurance company lose money when a traffic accident leads to splenectomy?

Spleen is one of the internal organs of human body, which is of great significance to maintain the normal function of human body. After a road traffic accident, if the victim's spleen organ is damaged or removed, when the damage reaches a certain level, it can reach the disability standard, that is, it constitutes disability.

If the victim's injury constitutes a disability, according to the provisions of the Tort Liability Law, in addition to common expenses such as medical expenses, lost time, nutrition expenses, transportation expenses, accommodation expenses, nursing expenses, etc., the victim can also request disability compensation and disability AIDS only for the disabled. And if it constitutes a disability, the victim can also claim the living expenses of the dependents, mental damage compensation and other items.

According to the "Assessment of Disability Degree of Injured Persons in Road Traffic Accidents" (i.e. "Assessment"), the criteria for spleen injury to constitute disability are:

1, Grade 8 disability standard: splenectomy; 2.9 disability standard: partial splenectomy; 3. Ten-level disability standard: repair of splenic rupture.

The road traffic accident disability appraisal refers to the appraisers of appraisal institutions, according to the inspection results and the disability evaluation standards, that is, the standards determined by evaluation, using professional knowledge to analyze and get the judgment of comprehensive disability grade. Therefore, if the victim has other subsequent symptoms or other injuries, it may also constitute other disability grades.

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Contents that should be paid attention to in disability appraisal:

First, the time of disability identification

The time of disability appraisal should be chosen at an appropriate time. Too early or too late will affect the appraisal, which may reduce the appraisal level. Therefore, for the victim, it should be identified at the best identification time. According to the provisions of the Appraisal Letter, the legal proper appraisal time should be the end of the treatment of the injury directly caused by the accident or the complications caused by the injury.

Second, the choice of evaluation institutions

In short, disability appraisal institutions are suitable for those who are close to the court of appeal, have legal appraisal qualifications and are easy to identify grades. Wechat pays attention to Guo Hui Law Firm for more legal information!

Disability appraisal and compensation are suitable for lawyers to intervene.