2. Negotiating individual P2P platforms to run the road is actually not because of fraud, mainly because the funds of the platform can't run. In fact, investors may still recover their assets in bankruptcy caused by poor management. It is best to actively negotiate with the person in charge of the platform at the beginning of the incident and adopt rational solutions, such as letting the platform mortgage assets to compensate investors' funds.
3. If the criminal report is controversial, you can report it directly, and this method is efficient and does not need to spend too much money. But if the case goes into public prosecution, I can't drop it. Therefore, it is best to hire professional lawyers to follow up the case, prevent the influence of human relations on the case and reduce the losses of investors.
4. Civil recovery Civil recovery is helpful for the plaintiff to grasp the progress of the case to a certain extent. However, according to the rule of "punishment before people", when civil and criminal cases appear at the same time, the civil court will end the criminal case before hearing the civil case, so the efficiency of civil recovery will be lower than that of criminal reporting, and the cost will be higher than that of criminal reporting.
5. If criminal reporting and civil recovery are invalid in administrative litigation, you can finally take the administrative litigation channel and file a lawsuit with P2P platform. At this time, it is necessary to prepare litigation materials with lawyers and victims to master the evidence of P2P platform breach. Although the success rate of litigation will be relatively low, as long as the steps can be followed, there is still a chance to recover the funds.