Who is the usurer?

Usury is a person who doesn't have a normal job, doesn't deal with normal people, turns his face when he says he turns his face, and only recognizes money and denies people.

Loan sharking may constitute the following crimes:

1. In usury activities, if the high-interest loan reaches a certain amount, it constitutes the crime of illegally absorbing public deposits.

2. For the purpose of lending, taking credit funds from financial institutions and lending them to others at a high interest rate, the illegal amount is large, which constitutes the crime of lending at a high interest rate;

3. For the purpose of illegal possession, illegal fund-raising by fraudulent means, and a large amount constitutes the crime of fund-raising fraud;

4. usury is easy to cause criminal crimes such as illegal detention, kidnapping, injury and fraud;

5. Private intermediaries and individuals' legitimate income from their own funds with high interest rate are private lending behaviors, such as lending disputes, which belong to the category of civil adjustment.

Article 176 of the Criminal Law of People's Republic of China (PRC), whoever illegally absorbs public deposits or absorbs public deposits in disguised form, thus disrupting the financial order, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention and shall also or only be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years and fined.

If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

Whoever commits the acts mentioned in the preceding two paragraphs and actively returns the stolen goods before bringing a public prosecution to reduce the occurrence of damage results may be given a lighter or mitigated punishment.

Article 192 Whoever illegally raises funds by fraudulent means for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment, and shall also be fined or confiscated.