No matter the paper version or the electronic version, the lawyer's letter needs the seal of the law firm and the lawyer's signature or seal. If it's just a text message, it's not a real lawyer's letter. If it is a picture of a lawyer's letter sent by a mobile phone MMS, it may be true. The point is that you will eventually receive a letter from a lawyer. Of course, if the contact address you fill in when you borrow money is different from your current address, you may not receive a paper version of the lawyer's letter. In addition, if you see the information of law firm and lawyer, you can check whether there really is such a law firm and lawyer. Finally, when you are in loans overdue, the loan company will send you a short message to remind you. Ordinary people, because they are not proficient in the law, may believe some powerful collection information sent by loan companies.
legal ground
People's Republic of China (PRC) Lawyers Law
Article 28 A lawyer may engage in the following businesses:
(a) to accept the entrustment of natural persons, legal persons or other organizations as legal advisers;
(two) to accept the entrustment of the parties in civil cases and administrative cases, to act as agents and to participate in litigation;
(3) Accepting the entrustment of criminal suspects and defendants in criminal cases or legal aid agencies to act as defenders according to law, accepting the entrustment of private prosecutors in private prosecution cases, victims in public prosecution cases or their close relatives to participate in litigation as agents;
(four) to accept the entrustment and represent the complaints of various litigation cases;
(five) to accept the entrustment and participate in mediation and arbitration activities;
(6) Accepting entrustment to provide non-litigation legal services;
(seven) to answer questions about the law and write litigation documents and other documents related to legal affairs.