If a traffic accident occurs while driving under the influence, the insurance company will usually not be liable for compensation, because in this case, it is outside the compulsory insurance liability insurance. Generally speaking, if the accident was caused intentionally or the driver was drunk during the robbery, the insurance company will not be liable for compensation.
Of course, some people will ask whether you can get compensation if it is commercial insurance, but there is a fact that drunk driving itself is a typical illegal act. Usually when you buy insurance, there will be some agreements to avoid compensation, and the regulations will clearly state the situations in which the insurance company refuses to compensate.
In Jiangmen, there are two people who are drunk drivers. After the crash, they actually lay on the ground and acted hooligans. However, this is not a matter for children to play house. Letting this matter go unsolved is not just a matter of being a hooligan for a while, and they cannot escape the responsibility they bear. The insurance itself can actually protect their legitimate rights and interests, but at the same time, as the insured and the driver, they should self-discipline and abide by traffic laws and regulations, and try to avoid accidents and illegal activities.
In another situation, the compulsory traffic insurance may be able to compensate part of the compensation after drunk driving, but the commercial insurance will not pay the compensation at all. It mainly depends on the final decision of the traffic police. If you were driving under the influence, it would be a different matter. Even if there is compensation for compulsory traffic insurance, there is a certain limit. Even if the insurance company advances in advance, it will recover compensation from the policyholder later.