Is the insurance fraud letter of understanding opened by a third-party investigation company or an insurance company? Specific process

The letter of understanding will play a certain role in sentencing. The letter of understanding is not only a discretionary circumstance of a lighter sentence, but also affects the sentencing. Therefore, if the victim's family understands, they can be given a lighter punishment as appropriate. Do you know who should issue a letter of understanding for fraudulent insurance? The following is your detailed answer.