If the boss owes the bank hundreds of millions, the scrap iron is worthless when the enterprise goes bankrupt, and the loss after being arrested and sentenced is irreparable, what should the bank do?

It is a commercial behavior for banks to issue loans abroad, and there are naturally corresponding commercial risks in commercial behavior. If the bank does not strictly examine the loan and does not allow the borrower to provide valuable land, real estate or other assets as collateral, the bank can only bear the corresponding losses on its own if the principal and interest of the loan cannot be recovered.

Of course, if the borrower commits loan fraud, the bank can call the police and investigate the criminal responsibility of the relevant personnel.

Lawyer Li Minghua answers Panzhihua construction project, creditor's rights and debts.