The minimum payment base for employees participating in basic old-age insurance and unemployment insurance is determined according to 36 13 yuan/month;
For employees participating in basic medical insurance, industrial injury insurance and maternity insurance, the minimum payment base is determined according to 47 13 yuan/month.
The minimum payment base of the provident fund is 2409 yuan.
Minimum payment amount of endowment insurance: unit: 36 13x 16%=578 yuan; Individual: 3 142x8%=289 yuan.
Minimum payment amount of medical insurance: unit: 5557x8%=556 yuan; Personal: 5557x2% =11yuan.
Minimum payment amount of unemployment insurance: unit: 36 13x0.8%=29 yuan; Personal: 3664x0.2%=7 yuan.
Minimum payment amount of maternity insurance: unit: 5557x0.8%=44 yuan; Personal: No need to pay.
Minimum payment amount of industrial injury insurance: unit: determined according to the industry; Personal: No need to pay.
Minimum deposit of housing provident fund: unit: 2409x 12%=289 yuan; Individual: 2409x 12%=289 yuan.
The minimum payment for individual five insurances and one gold is 300 yuan, and the minimum payment for unit five insurances and one gold is 15 17 yuan.
Five insurances and one gold refer to several kinds of security benefits provided by employers, including basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance, maternity insurance and housing accumulation fund.
"On-the-job employees should pay the housing accumulation fund in accordance with the regulations." Housing accumulation fund is a "payable" project, which is legally necessary, and payment also shows that it is an obligation.
20 16 March 23rd "13th Five-Year Plan" outlines the implementation of maternity insurance and basic medical insurance in parallel. This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one gold" will become "four insurances and one gold", the basic medical insurance will be merged with maternity insurance, and some large enterprises will buy benefits for their employees, such as personal accident insurance and critical illness insurance.
Before the end of June, 2065438+2007, maternity insurance and basic medical insurance for employees were merged in some pilot areas, and the inspection expenses were reimbursed together with general medical expenses. The pilot period is about one year. The first batch of pilot areas include Handan, Hebei, Jinzhong, Shanxi, Shenyang, Liaoning, Zhengzhou, Henan, Yueyang, Hunan and other cities 12. After the merger of the two insurances, the future will be four insurances and one gold. People who participate in basic medical insurance can enjoy maternity insurance benefits.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.
Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.
Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Fifteenth basic pension consists of overall pension and individual account pension.
The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.