Legal analysis: if you don't want to go to court, discuss with the other party how to solve it after receiving the letter from the bank lawyer. If you think you have no problem and are not afraid of being sued by the other party, then you don't need to worry about the lawyer's letter. The lawyer's letter itself will not have legal consequences, just a warning. Lawyer's letter is generally regarded as a threat of litigation, which may be that the parties put pressure on the other party to make peace on their own initiative in order to gain the advantage of negotiation; It is also possible that the parties lose confidence in conflict resolution and issue a lawsuit warning. Of course, it may also include the purpose of the parties or lawyers spying on each other and tempting information. Receiving a lawyer's letter does not mean that you will bear the risks mentioned in the lawyer's letter, nor does it rule out the possibility that the parties will make up, let alone a non-exclusive court! So you don't have to be confused and act rashly because of the lawyer's letter. You can keep silent and follow the development of the situation, or you can hire a lawyer to discuss countermeasures, or you can send a tit-for-tat lawyer letter to the other party in turn. Of course, the lawyer's letter can also convey the intention or notice of the parties' urging, refusal and dissolution, which will have certain legal consequences, and you may need to evaluate it carefully.
Legal basis: Article 28 of the Lawyers Law allows lawyers to engage in the following businesses: (1) to accept the entrustment of natural persons, legal persons or other organizations as legal advisers; (two) to accept the entrustment of the parties in civil cases and administrative cases, to act as agents and to participate in litigation; (3) Accepting the entrustment of criminal suspects and defendants in criminal cases or legal aid agencies to act as defenders according to law, accepting the entrustment of private prosecutors in private prosecution cases, victims in public prosecution cases or their close relatives to participate in litigation as agents; (four) to accept the entrustment and represent the complaints of various litigation cases; (five) to accept the entrustment and participate in mediation and arbitration activities; (6) Accepting entrustment to provide non-litigation legal services; (seven) to answer questions about the law and write litigation documents and other documents related to legal affairs.