Is it illegal to ask for money in the air?

Debt collection is generally legal and not a crime, unless there are illegal and criminal acts such as restricting the debtor's personal freedom, extortion, etc. during the debt collection process. In the field of civil law, although there is no creditor-debt relationship between the trustee and the debtor, the trustee holds the creditor's power of attorney, indicating that the creditor's certificates it holds have legal origins. Therefore, it is not illegal to collect debts from others. In civil matters, there is an entrustment contract legal relationship when collecting debts for others. The creditor authorizes the debt collector to collect debts, but attention should be paid to asking the creditor to issue a power of attorney and a copy of his ID card to show that he has the right to collect debts for others. Otherwise, the debtor can be rejected. Pay attention to the method. If you use violence, it will constitute other crimes. For example, you will not injure the debtor when collecting debts - it is suspected of intentional injury. For example, if debt collection fails, the debtor will be detained to let his relatives pay back the money - suspected of kidnapping or illegal detention. For example, if the debtor claims that he is not at home and the creditor breaks in, he is suspected of illegally trespassing. If the debtor fails to repay the money and the creditor robs or steals the debtor's property in a rage, he is suspected of robbery or theft.

1. Reconciliation method: Negotiated settlement refers to a method in which the creditor and the debtor directly negotiate or invite a third party to mediate to resolve disputes on the basis of voluntariness and mutual understanding.

The following principles should be followed when resolving debt disputes through negotiation:

1. Equality and voluntariness; 2. Comply with the provisions of laws and regulations;

3. Do not harm the legitimate rights and interests of the country, society and others.

2. Mediation method: If creditors do not want to offend and want to resolve debt disputes quickly, they can submit a written mediation application to the local People’s Mediation Committee.

3. Arbitration Law: According to the provisions of my country’s Arbitration Law. Arbitration adopts a unified system of either arbitration or trial, with one arbitration being final. Compared with the litigation system of two trials, arbitration is more conducive to quickly resolving disputes between the parties.

4. Procedural Law: Debt dispute litigation is a type of civil litigation. For some cases that are more complex, difficult for the other party to handle, or difficult to resolve through other means, creditors may choose litigation procedures to resolve them.

When it comes to borrowing money, precautions beforehand are the most important. No matter how careful you are beforehand, you can’t be too careful, such as requiring the debtor to provide property mortgage, vehicle mortgage, equity pledge, chattel pledge, and sufficient Guarantors of credit standing and repayment ability, etc.