How to turn affordable housing into commercial housing?
1 First of all, affordable housing must pay off the mortgage, that is, if the house was purchased with a loan, go to the bank in advance to pay the down payment. To make sure the house is five years old, look at the deed tax invoice. Affordable housing that is less than five years old cannot be converted into commercial housing. It must be transferred to the next account, provided that it is transferred to a non-personal name (the same account is not allowed to be transferred), that is, it cannot be given to a married lover, children, etc. If you have a single account, you can give it to your parents, or your father-in-law, mother-in-law, or a relative.
2. Pay the comprehensive land price (called land transfer fee in some areas), which is 10% of the contract price. Taking Tiantongyuan in Changping as an example, the minimum contract price is 3,650 per square meter and Chaoyang is 5,400. This teaches you how to calculate. For example, in Tiantongyuan area, 90 square meters of affordable housing was transferred to a company, and the transaction contract price signed was: 90X3650X10%=32850 yuan.
3. Deed tax, business tax and personal income tax. Affordable housing is generally less than 90 square meters and is a small-area housing, so there is only one deed tax, which is 1% of the contract price. Some of the affordable rooms in Tiantongyuan exceed 90 square meters.
4. You can start preparing for the transaction. Sign the transaction contract first, and then sign online. Bring the ID cards of both parties, and temporary residence certificate if registered out of town; as well as the real estate certificate, a copy of the real estate certificate, a copy of the original ID cards of both parties, a copy of the original house purchase invoice (referring to the invoice for the first transaction of 2600), and 4 copies of the transaction contract (Downloadable), 1 UnionPay card.
How to buy and sell affordable housing after it becomes commercial housing?
1. After the official sales of commercial housing begin, a sales office will be set up. After the home buyer approves the project, he can sign the subscription letter at the sales office and pay the deposit. The seller should truthfully introduce the project progress to the buyer, and hand over the signing instructions and relevant publicity materials and legal documents to the buyer.
2. Signing the subscription letter is a link in the commercial housing sales process. The main contents of the subscription letter signed by the buyer and the seller include:
The name, address and phone number of the developer; the name, address and phone number of the sales agent; the name, address, phone number and identification of the subscriber; designation Law firm's name, address, and phone number. The floor of the purchased property; unit type; room number; area. house prices. Including unit price; total price. Payment terms. Including one-time payment; installment payment; mortgage payment.
Subscription conditions. Including: the amount of the deposit; the time and place of signing the formal contract; the payment address and account from the signing of the subscription to the formal signing, the method of compensation for breach of contract and the method of dispute resolution. After the subscription letter is signed, the seller must give the buyer "signing instructions" so that the buyer can understand the next steps and the relevant details of the contract.