Currently, there are only two situations where you can cash out your medical insurance card. The first is that the insured person dies suddenly, and his heirs can withdraw all the principal and interest from his medical insurance card. If the heir participates in medical insurance, he can transfer the medical insurance card to the heir through transfer. Second, if the insured person needs to leave the city, the card must be stopped first, and the money in the account can be withdrawn with proof of card suspension. However, if the insured person has already participated in insurance in other cities, the money from the stopped card should be transferred into the account through transfer. New account.
If you change jobs across provinces, you can choose to transfer your medical insurance or pay back.
1. Handle medical insurance transfer
Before traveling to a new city, you need to cancel the medical insurance in the original insured place and go through the medical insurance transfer procedures. The specific process is as follows:
(1) Go to the local social security agency to go through the medical insurance relationship cancellation procedures.
(2) Apply to the Municipal Social Security Center to transfer the medical insurance relationship.
(3) Fill out the "Medical Insurance Relationship Transfer Application Form" with the insurance certificate and the personal medical insurance payment certificate provided by the handling agency.
(4) Finally, go to the Municipal Social Security Fund Settlement Center to handle the medical insurance relationship and personal account transfer procedures;
Note: Only the basic medical insurance for urban employees, the basic medical insurance for urban residents, and the new The three types of medical insurance relationships between rural cooperative medical insurance and rural cooperative medical insurance can be freely converted. After the medical insurance transfer is completed, you can enjoy medical insurance benefits in the next month.
2. Do not apply for medical insurance transfer
Before leaving the original medical insurance place, you need to go to the local social insurance center and go to the counter to handle temporary medical insurance payment business. The money in the medical insurance card is still valid, but cannot be used outside the country. Just apply for social security again in the new city. If you finally return to the place where you are covered by medical insurance, you can apply for relocation and merge social insurance without affecting the medical payment period.
I hope the above content will be helpful to you. If you have other questions, please consult a professional lawyer.
Legal basis: "Article 28 of the Social Insurance Law of the People's Republic of China" complies with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue medical expenses, in accordance with the national It is stipulated that payment shall be made from the basic medical insurance fund. Article 88 of the Social Insurance Law of the People's Republic of China shall be ordered by the social insurance administrative department to return the social insurance benefits obtained through fraud, forgery of certification materials or other means. A fine of not less than twice but not more than five times the amount defrauded will be imposed.