1. Notify the cooperative customer as soon as possible through WeChat, phone, etc. to stop remittances to the account involved. , because after the account is frozen, money can be transferred in, but cannot be transferred out, which will avoid falling into greater passivity.
2. Go to the bank with your bank card and ID card, check the contact information of the freezing agency and handling personnel, and the freezing voucher number, and print out the account flow for the past year.
3. After finding the above information, remember not to rush to contact the police officer handling the case. You should first conduct a self-examination on your account to see if there are any unknown funds or funds that may be suspected of crimes. (A customer went to the local police and was detained without self-examination.)
4. If it is confirmed that each payment is legal income, but the problem amount cannot be confirmed, call the manager to find out the specific amount involved. . At this time, the police officer will inform you of the problematic payment and ask for a description of the money and various materials to prove that the transaction actually occurred.
5. After understanding the reasons for the freezing, sort out various evidence based on the source of the money, form appeal materials, and submit them to the freezing authority.
6. Take the original evidence and go to the public security organ to explain the legal source of the money and make a record. (Many cases handled by our lawyers generally require cardholders to take notes in person. A few public security agencies can provide explanations by lawyers or investigations by public security agencies in other places.)
Reasons for freezing personal bank cards
1. If the user presses the wrong bank card password three or more times in a row, the bank will freeze the bank card account for security reasons. In this case, the user needs to bring their ID card and bank card to the service outlet to go through the freezing procedures;
2. After reporting the loss of the bank card, report the loss of the bank card. During the period of reporting loss and replacing the card, the bank card is frozen. The bank card will be unfrozen only after it is unfavorable, and the old card will be invalidated;
3. The bank card account is involved in the investigation of the judicial department, which will also cause the bank card to be locked. The freeze will be lifted only if the user cooperates with the judicial department to complete the investigation and there are no problems;
4. If the user has an economic dispute case and files a lawsuit with the People's Court, the court can apply to the bank to freeze the user's bank card account. In this case, only the user can fulfill the obligation to repay the loan in the future;.
5. Bank cards have an expiration date. If the card has not been processed beyond the validity period, the new card bank will freeze the expired bank card.
To sum up, there is no need to worry when your bank card is frozen by the Public Security Bureau. With the completion of the public security investigation, I suggest that after your bank card is frozen by the Public Security Bureau, you can ask, apply for unfreezing, and wait for the Public Security Bureau's response.
Legal basis:
The provisions of the Supreme People's Court on the sealing, detaining and freezing of property during civil execution by the People's Court.
Article 29
The People's Court shall not freeze the bank deposits and other funds of the person subject to execution for more than six months, seal or detain movable property for no more than one year, and seize the immovable property for no more than one year. Two years, and other property rights shall not be frozen for more than two years. Except as otherwise provided by laws and judicial interpretations. If the person subject to execution applies for an extension of the time limit, the people's court shall handle the sealing, seizure, and freezing procedures before the expiration of the time limit, and the extension period shall not exceed half of the time limit specified in the preceding paragraph.
Procedural Regulations of Public Security Organs in Handling Criminal Cases
Article 236
The period for freezing deposits, remittances and other property is six months. The period for freezing bonds, stocks, fund shares and other securities is two years. If the time limit needs to be extended due to special reasons, the freezing period should be continued at the public security organ before expiration. The maximum period for freezing deposits, remittances and other properties at one time shall not exceed six months; the maximum period for each renewal of bonds, stocks, fund shares and other securities shall not exceed two years. If the freezing continues, the freezing procedures shall be re-implemented in accordance with the provisions of Article 233 of these Regulations. If the continued freezing procedures are not completed within the time limit, it will be deemed to be automatically unfrozen.