How to cancel the mandatory payment only for product optimization?

You can't cancel the compulsory payment of the product, you can only contact customer service to help you handle it. If the customer service can't handle it, you can only complain about the platform. According to the feedback from netizens, the interest on the platform is very high, and many users are forced to pay, so if you want to use this platform, you'd better think it over. You can consult the staff of each platform for details.

1. Is Vipshop's preferred loan reliable?

Choosing Vipshop is not very reliable, because many people have been exposed to being cheated in the selection of Vipshop, and they have been loaned in the selection of Vipshop. Therefore, if you want to borrow money, it is best to borrow money on the formal platform, otherwise you will fall into the trap of killing pigs. Regular platform loan interest is not only low, but also allows you to be given priority by Vipshop. The interest on this loan is very high. Then you must repay the loan within a certain period of time, otherwise it will affect your credit information. Now is the credit society. Once your credit information is stained, it is inconvenient to go out and you can't borrow any more in the future.

Second, Vipshop will choose whether to apply for credit information.

Many people will choose to borrow money on the platform because of the shortage of funds, and they will not go to the bank for loans if they are too troublesome. Instead, they borrow money on the online platform. For example, Vipshop will prefer loans. He is a credit user of the meeting. If the balance is not paid off before 24 o'clock on the repayment date, it will directly affect the user's credit information. Moreover, most loan platforms now collect credit information, so when you lend, you can borrow as much as you can, so as not to default. Vipshop will reasonably evaluate the performance of users and prevent and control risks. If you are overdue, there will definitely be a penalty interest, because the current loan platform will have a corresponding penalty interest, and the penalty interest will increase with the length of your loan.

To sum up, if you want to borrow money, you'd better borrow money on the regular platform, otherwise your credit information will be affected, while some small platforms, if you don't go online, may have violent collection, which will affect your property safety and personal life.