? Model essay on bank teller's work summary 1
? The past 20xx years have been an extraordinary year in the development of Taibai Sub-branch, which is a year in which opportunities and challenges coexist. Facing the complicated situation, under the strong leadership of the head office and the management bank, the sub-branch led all the staff in unity, keenly seized the once-in-a-century good opportunity of the development of the southern new district of Maanshan City, and deposited most of the relocation funds of Taibai Town into our bank, which made the deposit of the sub-branch realize a huge leap; At the same time, it has also withstood and overcome the difficulties and challenges brought about by the sharp rise of non-performing loans, curbed the bad trend of downward movement of loan quality, overcome difficulties, revitalized non-performing assets, and improved the asset structure to a certain extent.
? By the end of 20xx, the balance of various deposits in this sub-branch was RMB 2,326,543,800+,with an average daily deposit of RMB 6,543,800+0,966,300; The balance of non-performing loans was 7,340,900 yuan, a decrease of1.301.700 million yuan compared with the beginning of the year, and non-performing loans accounted for 9.0% in the current period. The loan profit is 584,965,438+0,000 yuan; In addition, actively expand intermediary business such as finance, taxation and treasury, vigorously promote bank cards, and launch new business varieties such as short message service. For more than a year, the company has been operating steadily, seeking development in stability and attaching great importance to security work. There was no incident or accident, and all the work achieved certain results.
? (a) highlight the theme, seize the opportunity to seek deposits:
? 20xx is the first year of Ma 'anshan development. The large-scale development of the southern new district mainly covers one township (Niandou Township) and two villages (Taicang Village and Changwei Village in Taibai Town), which is a once-in-a-century opportunity for Niandou Tai (Bai) area. Economic development is a sensitive field, and many people move from one place to another. In order to compete for the economic cake of the development zone, banks from Wuhu to Dangtu and Maanshan, such as industry, agriculture, construction, China, communications, postal services, Huizhou merchants and Yangzi, have tried their best to market. Taibai Sub-branch is more than 0 km away from South Development Zone/kloc-0. Compared with Dangtu and Wuhu, Taibai Sub-branch has no advantage in location, and Xinqiao and Niandan are obviously close to our bank. It is true that there are troops ahead and troops outside. In the face of special geographical location and fierce competition, the sub-branch comprehensively analyzes, accurately judges, establishes a rapid market response mechanism, flexibly adjusts its business strategy, and takes deposits as its overriding priority. Because this is a fleeting and irreversible opportunity. Therefore, the focus and purpose of the branch is to do everything possible to make deposits. On the one hand, make full use of the government to build a "docking platform between banks and enterprises" and a "year of helping enterprises" and establish a special communication and mutual assistance mechanism with the town government. Three banks in Taibai Town, Agricultural Bank, Postal Service and Rural Commercial Bank, have become the first choice banks of the government, and all the relocation funds in Taibai Town have basically "fallen to my home". On the other hand, banks have also established a multi-channel communication mechanism through various channels such as taxation, industry and commerce, and other personal and social relations to capture information and seek deposits in various ways. At the same time, it also actively adjusted the internal mechanism, strengthened services, strengthened management, integrated financial products, listed all the relocated fixed deposit certificates, and implemented the orientation of benefiting the people. Greatly improved customer satisfaction.
? By the end of 20xx, the balance of various deposits in this branch was RMB2,326,543.8+million, and the highest number of tasks assigned by the Head Office was RMB265,438+0,926,5438+0, an increase of RMB69.67 million or 43% compared with the balance of various deposits at the end of 20xx. The average daily deposit is196.63 million yuan, which is the average daily task assigned by the headquarters187.55 million yuan, an increase of139.20 million yuan compared with the end of 20xx, an increase of 57.43 million yuan or 29%.
? (2) Overcome difficulties and face the challenge of poor health.
? 20xx is a very difficult year for Taibai Sub-branch to solve non-performing loans. By September 30, non-performing loans had risen instead of falling, with a balance of 9,223,500 yuan, an increase of 580,900 yuan compared with 8,642,600 yuan at the beginning of the year.
? Facing the difficult challenges brought by the sharp rise of non-performing loans, the test is severe, the difficulties are unprecedented and the pressure is enormous. In order to curb the bad trend of loan quality decline, the sub-branch adopts a way of keeping an eye on risks and accountability one by one; Sub-branch team and account manager are linked to salary and assessed side by side; A series of rigid management methods, such as working overtime at the same time and stopping work at weekends, shuffle the cards without changing people. It not only enhances the sense of urgency and crisis of the account manager, but also enhances the responsibility and management binding force of the branch staff. In addition, the sub-branch also actively contacted the government, village committees, manufacturers and related customers, trying to find various ways to overcome difficulties and vigorously revitalize non-performing assets.
? After three efforts, a total of 829 million yuan of non-performing loans were resolved and revitalized, which not only completely eliminated the 580,000 yuan added since the beginning of the year, but also decreased by 249,000 yuan compared with the beginning of the year, achieving a real double decline in the balance and ratio of non-performing loans. Together with RMB 905,700,000 of non-performing loans written off by the Head Office on February 25th, 38, and RMB 654,700,000 on February 30th, 38, the current non-performing balance is RMB 7,340,900, down by RMB 654,380+030 from RMB 8,642,600 at the beginning of the year. The quality of assets has been improved to a certain extent.
? (3) Developing financial products to promote business development;
? In order to adhere to the combination of business innovation and financial product structure adjustment and accelerate the development of intermediary business, the Bank actively launched intermediary business such as fiscal treasury, vigorously promoted bank cards, and launched new business varieties such as short message service. By the end of this year, 65 households have opened the national treasury bank, 130 households have opened the SMS service, and 25 payroll agencies have issued a total of 2,540 cards, with an average balance of 728 1 18 yuan, totaling 1 836. Atm withdrawal number 1 4,751,withdrawal amount1,569,400,000 yuan; Among them, the Bank made 8995 withdrawals, with a withdrawal amount of 93710.9 million yuan, and 5756 interbank withdrawals, with a withdrawal amount of 6322 1 10,000 yuan. The fee income of intermediary business reached 4,265,438+00,000.65,438+0. Newly developed pos special merchants.
? Model essay on bank cashier's work summary II
? Mainly from the two aspects of business knowledge and work attitude, please see the following:
? In June this year, I participated in the 20xx campus recruitment of our bank, and I became a teller of the bank through layer-by-layer screening. In this half year's work, for me, it is more about exercise and study. Constantly learn new business knowledge and new work skills in the post, and strive to improve their all-round ability. Therefore, here I make a summary of my work in the past six months.
? As a first-line teller at the grass-roots level, first of all, I conscientiously implement democratic centralism, take the overall situation into account, obey the division of labor, have a correct ideological style, have a solid work style, dare to adhere to principles, strive for perfection and be pragmatic, forge ahead, and earnestly perform my post responsibilities. I love my job, I can treat every task correctly and seriously, I can take the initiative in my work, I can actively participate in various business trainings organized by the unit, I can seriously abide by the rules and regulations of the branch, ensure attendance and make effective use of working hours.
? In terms of business knowledge, I study business skills assiduously, and on the basis of mastering the original business process, I take the initiative to seriously learn new business, especially personal financial business. At work, he can always think about what customers think, worry about what customers are anxious about, and give customers the most satisfactory service. In this year's work, I have made substantial learning and progress, and my business operation is more rigorous. The times are changing, the environment is changing, and the work of banks is changing from time to time. Every day something new appears and something new happens, which requires me to change with the situation. Learn new knowledge, master new skills, adapt to changes in the surrounding environment, improve the ability to perform their duties, and cultivate themselves into a comprehensive ICBC employee.
? In working attitude, I am enterprising, responsible and enterprising, and can devote myself to my work wholeheartedly; Serious work, positive attitude, regardless of personal gains and losses; Diligence, earnestness and hard work; Never be late or leave early for no reason. I always adhere to the principle of "work first", conscientiously implement various rules and regulations in the industry, be conscientious and work hard, always spur and improve myself with the service concept of "customer first", and strive to provide standardized and high-quality services to customers with the purpose of customer satisfaction. When I treat customers, I use smiling service. I try to "say hello when I come, answer when I ask, and send it when I leave" to provide the best service.
? Looking back on the work in the past six months, although some progress and achievements have been made, there are still some shortcomings in some aspects. For example, there are not many creative work ideas, and individual work is not perfect. You need to continue to learn more business knowledge and common sense of life to expand your knowledge. With the care, guidance and help of leaders and colleagues, we will improve ourselves and be more strict with ourselves and contribute to the development of ICBC. Through this half year's work, I have improved my comprehensive quality and exercised more maturely. In the future work, I will continue to be a master, be conscientious, work hard, love my job, learn from the strengths of others, overcome my own shortcomings, and make my own modest contribution to the development of the institute as always.
? Summary of bank cashier's work model essay 3
? In fact, a year passed quickly, and it passed unconsciously. This year's counter-measures should be summed up and carefully reviewed. As a teller in our bank, I also have many feelings about my work this year.
? First, study.
? This year, in addition to my daily work at the counter, I have been studying hard, making good use of my rest time and spare time in the evening, actively learning the latest financial policies and some new laws and regulations, and at the same time understanding the various documents issued by the leaders, and I have a further understanding of my work, and I also cherish some learning opportunities given by the bank, whether it is training courses or lectures. I always actively attend classes, take notes and compare them with my own work, so that I can improve my work and apply what I have learned, not just listen to knowledge. Only by applying what you have learned can you really learn something.
? Second, the work.
? In daily counter work, I actively do what I should do. When dealing with customers, I smile, patiently answer customers' questions, and enthusiastically help customers handle business matters, so that customers can feel the serious and responsible service of our bank.
? In the process of handling business, I will also actively recommend our new business to customers, but it will not make customers feel that I am just a salesman and reduce the service experience. When a customer asks about our new business, I will also answer it seriously and help the customer deal with it seriously.
? Besides my own work, I will also actively do some tasks assigned by the leaders, and seriously cooperate with my colleagues to do a good job and complete the tasks better.
? When I get along with my colleagues, I am warm and kind, actively integrate into the large group of banks, unite my colleagues, and I will do my best to help if there are any problems in my daily life. Of course, I also know that I still have various shortcomings, such as learning, the efficiency is not particularly high, and the learning methods need to be improved to make myself learn faster. At work, some working methods are still relatively backward.
? In a word, this year has passed, and there are gains and shortcomings, but in the next work, I will give full play to my strengths, and at the same time correct my shortcomings, so that I can do better, and my learning ability and working ability will be continuously improved. Only by being promoted can I make progress in my comprehensive aspects, go further in the workplace and get promotion opportunities.