1. Lead underwriter: China Pacific Life Insurance Co., Ltd. Shanghai Branch;
2. The provisions of the insured: Shanghai registered residents or permanent residents, who have reached the age of 50 or have retired diseases that meet the national regulations, can take care of themselves and have no mental illness or mental retardation, can take out insurance;
3. Warranty period: one year;
4. Place of purchase: neighborhood committees, village committees and related organizations related to the elderly;
5. Coverage:
A. General accidental injury death insurance: the death caused by COVID-19 is enlarged, and the insured amount is 1 0,000;
B. Accidental injury and disability insurance: The disability caused by COVID-19 has been expanded, and the insured amount is 1 1,000 yuan. After compensation according to the corresponding proportion of disability grade * insured amount, the insured amount can be 65,438+00%-65,438+0,000%;
C, accidental injury and fracture insurance: there are four grades: 800, 600, 400 and 200. Pathological fractures and fractures are paid 200 yuan each time, and the maximum compensation amount for each fracture allowance does not exceed 800 yuan;
D insurance premium for accidental travel injury and death: the insured amount is 30,000;
E insurance premium for accidental death of trains and ships: including Shanghai rail transit and ferries, with the insured amount of 80,000 yuan;
F aviation accident death insurance: the insured amount is 200,000;
G. Death insurance of food poisoning: the insured amount is 30,000;
H. Medical insurance premium for food poisoning: 100 for each medical treatment, which can be reimbursed after deducting the deductible 100%, with the insured amount of 3,000;
6. Additional insurance: hospitalization medical insurance for the elderly with worry-free silver hair. If the insured is hospitalized in a first-class or second-class public hospital due to an accident, he can pay 50 yuan every day, and if he is hospitalized in a third-class public hospital, he can pay 80 yuan every day. However, during the guarantee period, the cumulative payment days of hospitalization medical allowance for each accident shall not exceed 30 days, and the cumulative payment days of hospitalization medical allowance within the guarantee liability limit shall not exceed 180 days, and there is no waiting period.