1, legal identity confirmation
Check whether the customer's identity meets the requirements of relevant laws and regulations. It is usually necessary to verify the customer's identification documents (such as ID card and passport). ) are true and valid, and are consistent with the personal information provided by customers.
2. Business registration information
Check whether the customer is a legally registered enterprise or organization. Including checking whether the customer's company name, legal representative, registered address and enterprise type are consistent with the records of the industrial and commercial registration authority.
3. Verification of business license
Ensure that customers' business activities comply with legal requirements and hold valid business licenses or permits. Need to check the validity of the business license, license category, business scope and other information.
4. Local administrative license
Additional local administrative licenses may be required for specific industries or specific industry sectors. Verify whether the customer has obtained the required special industry license or approval, such as food hygiene license and medical institution practice license.
5. Credit evaluation
Evaluate the credit status and history of customers by querying the credit database or contacting other partners. This may include checking customers' credit reports, payment records, business risks and other information.
6. Anti-money laundering and anti-terrorist financing audit
Verify whether the customer is involved in money laundering or terrorist financing activities. This includes verifying whether customers appear on the relevant sanctions list and checking whether their transactions are related to abnormal capital flows.
7, enterprise correlation review
For customers associated with other enterprises or organizations, it is necessary to review their relationship, shareholding structure, partners and other information to understand potential conflicts of interest or compliance risks.
8. Review of contracts and agreements
Carefully review the contracts and agreements signed between customers and enterprises to ensure that the rights and obligations of both parties are clear and in line with applicable laws and regulations.