Everbright Bank's personal large deposit certificate refers to the book-entry large deposit certificate denominated in RMB issued by banking deposit financial institutions for individual investors. It is a bank deposit wealth management product, not a general deposit. Can handle early redemption, freezing, opening deposit certificates and pledge business.
The personal time deposit certificate business of China Everbright Bank includes: account opening, subscription, prepayment, pledge/release, freezing/unfreezing, personal deposit certificate, installment interest payment, repayment of principal and interest at maturity, and settlement of related funds.
Issue target: Individual investors, enterprises and institutions, administrative organs, social organizations and other institutional investors are not allowed to buy.
Method of opening an account: You must hold your valid ID card to open a debit card (sunshine card) and a special account for large deposit certificates of China Everbright Bank under the Sunshine Card account of China Everbright Bank; Customers who have opened the Sunshine Card of China Everbright Bank do not need to open another account, but can use the existing Sunshine Card to handle personal large deposit certificate business. Sunshine card is the only transaction carrier of personal certificates of deposit, and customers can handle various businesses of personal certificates of deposit with this card.