Family gift
It refers to a civil legal act that one party (donor) voluntarily gives his house to others (donee) for free, and others are willing to accept it. The parties to a house donation shall conclude a written contract.
House inheritance
Refers to the legal act of transferring the house ownership and land use right left by the decedent to the heir in accordance with the provisions of the inheritance law. Inheritance of real estate is a derivative acquisition of ownership and use right.
House sales
Refers to the sale of real estate in one's own name, and the real estate in one's own name must have a house ownership certificate.
Let's take a house with an area of 80 square meters, the original price of 800,000 yuan and the present value of 654.38+00,000 yuan as an example. When parents want to give the house to their children, their respective expenses are:
Inheritance and transfer:
280 yuan registration fee
Gift transfer:
280 yuan registration fee, deed tax 1 0,000 yuan (1%) (second house purchase), notarization fee of 4,000 yuan (three thousandths to four thousandths of notarization fee), and the total payment is14,280 yuan.
Sales and transfer:
There is no need to pay business tax: 80 yuan registration fee, deed tax 1 0,000 yuan (1%) (second house purchase), personal income tax (1 0,000-80) * 20% = 40,000 yuan, and transaction fee 480 yuan, totaling 50,560 yuan.
Business tax to be paid: 80 yuan registration fee, deed tax 1 10,000 yuan (1%) (second house purchase), business tax of 30,000 yuan (3% business tax), personal income tax (100-80) * 20% = 40,000 yuan, and transaction fee of 480 yuan, totaling 70,560 yuan.
It can be seen that, for the same house, due to different transfer methods, the transfer fee ranges from the lowest in 280 yuan to the highest in excess of1.20,000, with huge differences.
However, in practice, due to the strict inheritance conditions; The transfer of real estate gift is risky, because if the donor gives up the gift before the transfer of real estate, even if the buyer has paid the deposit at this time, because of the nature of the gift, there is no binding responsibility for the seller, and even if the lawsuit is brought to the court, it is not easy for the court to make a judgment, which will inevitably bring certain economic losses to the buyer. Therefore, in real life, the sale and transfer of housing is the most common, but also a more convenient and safe way of operation.
Of course, if your parents give you the house, you will have different fees when you trade the property again! Specifically, you can look forward to the articles after Bian Xiao!