Parents' credit information will affect their children, such as schooling, employment and student loans. According to "Several Provisions of the Supreme People's Court on Restricting the High Consumption of Executed Persons", if parents break their promises, their children cannot attend high-fee private schools. Children who are admitted to the civil service unemployment unit will review their parents' credit information, so children are likely to be rejected because their parents' credit information is not good.
Credit investigation is a Chinese vocabulary, which refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management activities.