After entering 20 19, everyone will be more cautious in applying for online loans. Some friends will repeatedly confirm whether the loan platform is reliable before formally submitting a loan application. In order to make it easier for you to apply for loans in the future, here are some more reliable loan platforms of 20 19.
The loan platforms that can also be called reliable in the exam are: Ping An Pratt & Whitney, Ha Xiao Yin Jin, You, Xiao Win Card Loan, and Zhongyuan Consumer Finance. Details are as follows:
Ping an pu hui
Ping An Pratt & Whitney 20 19 is a relatively reliable loan platform, which belongs to Ping An of China, and has two small loan licenses with a large loan amount. Requirements for the borrower: (1) Good credit and real estate under its name; (2) over 23 years old.
Ha Xiao yin Jin
Hashaoyinjin is a loan platform that can lend money to everyone. Harbin Consumer Finance Company, a subsidiary of Harbin Bank, has a maximum amount of 200,000 yuan. Requirements for the borrower: (1) Good credit information; (2) There is a normal credit card in the name.
Have money to spend
It is more reliable to spend money on the 20 19 lending platform. Baidu has a small loan license with a maximum loan of 300,000. Requirements for the borrower: (1) Good credit information; (2) Have certain repayment ability.
Xiao Ying kadai
Xiaoying Card Loan is a loan platform listed in the United States, which has always enjoyed a good reputation, with a maximum loan of 80,000 yuan. Requirements for the borrower: (1) Have a credit card in normal use; (2) Good repayment ability.
Zhongyuan consumer finance
Zhongyuan Consumer Finance is a consumer finance platform under Zhongyuan Bank. It is a 20 19 reliable lending platform with a maximum loan of 200,000 yuan. The borrower requires: (1) a stable income from work; (2) Good credit information.
What loan platform is reliable?
Mobile payment, internet credit and consumer finance have been integrated into modern people's lives. When we are in urgent need of money or need to pay in installments, we can choose some reliable loans. So, which loans are reliable? Let's take a look at it for everyone.
1, borrowed by ants
Borrowing is a loan service launched by Ant Financial Services Group relying on Alipay to provide loan services for Alipay users who have passed the comprehensive evaluation of Ant Financial Services. The threshold for application is sesame score above 600. According to the assessment, the loan amount that can be applied for ranges from1000-300,000 yuan.
Step 2 have money to spend
Qianhua is a loan platform of Xiaoman Finance (formerly Baidu Finance), which has a strong background and can provide credit loans for individual consumers and individual industrial and commercial households. The platform has launched personal credit loan products such as Easy Loan and Privileged Loan, which can meet the needs of most lenders.
3. China Post Wallet
As one of the top ten reliable online lending platforms in 20 19, China Post Wallet is a platform for China Post's consumer finance. Approved by the China Banking Regulatory Commission, it has a formal license and a background in the Postal Savings Bank.
4.JD.COM gold bars
In 20 16, JD.COM Consumer Finance launched the first cash loan product "Gold Bar", which adopted differentiated credit and expected annualized interest rate pricing to provide users with online cash loan services.
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20 19 which loan platforms are the most reliable? These six are the best.
In life, it is inevitable that there will be times when money is badly needed. Now with the development of the Internet, there are more and more online lending platforms, including some platforms with reliable conscience, but a large number of online lending platforms have closed down due to poor management. It's really hard to encounter this kind of bad online loan. Therefore, when choosing a platform, everyone must know more and try to choose a qualified platform. Here, I have also compiled some platforms for you to borrow money without worrying for your reference.
1, money to spend
Qianhua is a credit service brand of Xiaoman Finance under Baidu. It is backed by Baidu, has a small loan to take pictures, and relies on Baidu's technology and scene advantages. Needless to say, you can borrow it with confidence. At the same time, and the application threshold is relatively low, provide my ID card and my bank card. /kloc-registered users aged 0/8-55 can apply for spending money.
You can get the loan amount in 30 seconds at the earliest, up to 200,000 yuan, and you can get it in 3 minutes at the earliest. Compared with other online lending platforms, the interest rate of money spent is also relatively low, and the daily interest rate is between 0.0 1%-0.05%. Friends who want to borrow money can consider it. (Click here to test the consumption amount for free)
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2. Ants borrow it
Ant borrowing is a loan product of Alipay, backed by Ali, which is undoubtedly formal. Its quota is determined according to the user's sesame credit score. The higher the sesame credit score, the higher the quota and the lower the interest rate.
Online approval is adopted, and payment can be made after the application is passed. If the loan goes to Alipay account, it can generally be received immediately. If the loan is made to a bank card, the time when the bank receives the loan shall prevail. However, if the penalty interest is overdue, it will be reported to the Credit Bureau, and the Sesame Branch will be reduced accordingly.
3. Microfinance
Micro-loan is a credit product of Tencent Weizhong Bank, only for WeChat and qq users. However, at present, micro-loans are based on the user invitation system, and only invited users can open them. Users who are qualified to open micro-loans can consider it.
Micro-loan does not need guarantee or mortgage, and the loan amount can be obtained in 5 seconds at the earliest, and the time of receipt is also relatively fast. The daily interest rate of the loan is at least 0.05%, and the loan amount will vary according to the applicant's credit situation.
4. Small credit card loans
Xiaoying Card Loan is a credit brand owned by Xiaoying Technology and a loan platform listed in the United States. Its reputation has always been good. Xiaoying Card Loan is a small loan product that helps young people maintain their credit. According to the different loan needs of young people, different loan products are launched.
The maximum loan is 80,000 yuan, and the service period is divided into 3/6/9/ 12 months. Generally, the loan can be received within one hour after approval. Borrowers are required to have normal credit cards and good repayment ability. It should be noted that Xiaoying Credit Card will check the credit information and also check the credit information.
5. Central Plains Consumer Finance
Zhongyuan Consumer Finance is a consumer finance platform under Zhongyuan Bank, which was established with the approval of China Banking Regulatory Commission. Zhongyuan consumer finance mainly provides personal consumption installment service and credit loan service.
As long as the conditions are met, the next payment is still relatively fast, with a maximum loan of 200,000. The borrower is required to have a stable working income and a good credit report.
6. Safe and inclusive
Ping An Pratt & Whitney is an online loan platform opened in Ping An, China. Its background is relatively strong, and it is also a more reliable formal platform. Ping An Pratt & Whitney has different loan products, so it has different qualification requirements for borrowers.
Ping An Pratt & Whitney's application threshold is still relatively low. Above 23 years old, good personal credit, monthly income of more than 3000 yuan. After the platform is reviewed, he can successfully make the next payment.
Most importantly, these loan platforms are trustworthy in terms of security and formality, which can not only ensure the safety of funds, but also be excellent in auditing and lending speed. You can give priority to these loan platforms when there is a loan demand.
What are the "20 19 Top Ten Reliable Online Lending Platforms" and what are the reliable platforms in peer-to-peer lending?
At present, mobile phones are a necessity for everyone. At the same time, various applications on mobile phones can help us solve some problems. For example, banks only need to operate on mobile phones, and now they can also make loans through mobile applications. Many loan platforms are developed for your own applications, and borrowers only need to operate on the applications. So what are the top ten reliable online lending platforms in 20 19? What are the reliable platforms for peer-to-peer lending platforms? Let's take a closer look.
1.20 19 What are the top ten reliable online lending platforms?
Lend you money app, a software platform for online lending, which has a very low threshold and supports a variety of repayment methods, including full repayment and installment repayment.
Full loan app, worry-free software and the fastest next payment can enrich your life. You can set up one-click repayment, no matter what kind of loan you need.
How about the full loan software? Is it safe or not? Full salary easy loan app, the next payment is faster, and all the loan products you want are in this software.
2. What are the reliable platforms for peer-to-peer lending platforms?
1, spend money
Old-fashioned online loans are constantly coming out, and there are many loan models. User feedback credit card is better, suitable for users with better personal qualifications, and there may be a return visit.
Application conditions: suitable for users aged 22-55 with real mobile phone numbers.
Application materials: ID card, bank card, operator, face recognition, basic information, work information, sesame score (different modes need: people's bank credit, insurance policy, credit card, salary card, online banking authentication, provident fund)
Loan amount: up to 200,000 yuan.
Loan term: 36 installments at most.
2. borrow by e.
There is an entrance in Magpie Express Loan, where you can submit a loan application or check the credit information. As long as it's not illegal, you can try it. At present, the payment rate is relatively high, which is suitable for office workers who need money urgently.
Application conditions: mobile phone number of 22-55 years old, more than 6 months, 6 credit card bills, sesame score of more than 600.
Authentication information: identity authentication, face recognition, basic information, work information, contacts, operators, credit card bills.
Loan amount: up to 50,000 yuan.
Loan term: 6/ 12/24/36.
3.5 1 Golden Elephant Loan
20 19, many online loans are launched in series. This is a new product of 5 1 series. It is said that someone has paid. Users with provident fund can try it.
Application conditions: age 20-50, mobile phone number for more than half a year, continuous payment for more than half a year, and payment base greater than 2000.
Application materials: basic information authentication, credit investigation, provident fund authentication, etc.
Loan amount: up to 50,000 yuan.
Loan term: 6/ 12/24.
To sum up, the top ten reliable online lending platforms of 20 19 include Lending Your Rich app, Full Loan app and Full Payment Easy Loan. Each has its own characteristics, which is very convenient to meet the different needs of users. The more reliable platforms in peer-to-peer lending include Cai Hua, Suie Lending, 5 1 Golden Elephant Lending, etc. Everyone needs basic user information and related materials, and the amount is different. The former is higher and the latter two are the same. They are aimed at different users, so you need to compare and find the one that suits you. If you have any other questions, please feel free to ask.