Le Hui is a one-stop cloud service enterprise that focuses on offline small and micro businesses and provides them with mobile aggregate payment as the main line. It has served more than 500,000 merchants (mainly catering and retail), paid more than 35 million consumers per month, and paid nearly 654.38+02 billion services.
On the counters of many merchants, the QR codes of WeChat, Alipay, Baidu Wallet and Jingdong Wallet may have been placed separately. But now, merchants only need a QR code to access all platforms and payment methods. Because it has become an aggregation channel for various third-party payments, it is called aggregation payment, also known as "fourth-party payment".
With the tightening of supervision, the compliance cost of service providers is getting higher and higher. In particular, once the bar code payment is interconnected, the "aggregation" advantage of institutions will no longer exist, and the direct demand of merchants may suddenly drop, and some institutions lacking innovation and service capabilities will gradually withdraw.
Wechat Payment and Alipay launched fierce competition, and the mobile payment market was detonated. In this context, they ushered in spring. Both WeChat Pay and Alipay spare no effort to support them to expand offline physical merchants. In addition, there will also be price wars between platforms, and the handling fee will continue to be lowered. It is the strong who can survive in the cruel competition. In order to meet the challenge, they learned to innovate to optimize the payment process and efficiency. Take the money. I invented the voice broadcast function. This way, no matter how busy the small boss is, he won't miss the money.
Whether it is WeChat payment, Alipay or UnionPay, you need to rely on this role to truly achieve business landing. The existence of this payment mode integrates various payment methods, provides services for merchants, and simplifies the product forms supported by merchants for various payment methods. Therefore, they have also ushered in new development opportunities.
Interestingly, this model can easily harvest tens of millions of users with almost zero cost. Many users reported that they suddenly paid attention to a WeChat official account after scanning the QR code for payment. This is their privilege. They can directly deposit users who pay by scanning the code into the official WeChat account. However, they are also worried about users' access, so they will deposit users on different WeChat official accounts according to the deposited consumption data.