Specifically, when the borrower changes from unmarried to married or remarried, the amount of the spouse's provident fund deposit can be used to repay the provident fund loan. Before handling entrusted deduction to repay the loan, the borrower and spouse should bring their ID cards and copies to the provident fund center to change the loan information.
If the borrower cannot handle it in person, it shall issue a written authorization for the spouse to change the information. After the loan information is changed, the relevant procedures shall be handled according to the entrusted deduction repayment process.
Extended data:
After marriage, both parties * * * use the provident fund to repay the loan:
1. In case of divorce, death, unemployment and other unexpected changes or marriage during the loan repayment process, the borrower needs to change the borrower, loan term and other corresponding matters in the loan contract on the premise of normal loan repayment (that is, the loan cannot be processed in the overdue state);
On working days other than the repayment date (loans with equal principal and interest or equal principal repayment entrusted by CCB can only be processed on working days of 1-24 every month), you can apply for corresponding changes at the loan business counter.
2. Both husband and wife have provident fund, so they can apply for repayment, which belongs to the entrusted deduction of provident fund. Provident fund loan borrowers and their spouses increase the number of provident fund borrowers by signing the Power of Attorney for Entrusting Housing Provident Fund to Return Provident Fund Loans.
3. Authorize the local housing provident fund management center to deduct the unmanned housing provident fund deposit once a month or every year and directly repay the provident fund loan.
People's network-one party buys a house with a pre-marital provident fund loan.
After marriage, the husband and wife can repay the money together.