2. Family card 200 yuan, the insured amount of accidental injury is 65,438+10,000 yuan, the accidental medical treatment is 65,438+10,000 yuan, and the compensation is 100 yuan, with 80% reimbursement. ?
3. Family card 360 yuan, with the insured amount of 200,000 yuan for accidental injury and 20,000 yuan for accidental medical treatment, with no compensation 100 yuan and 80% reimbursement.
Note: Xinhua Life Insurance adopts the method of "dividend with guaranteed amount", that is, it directly pays dividends by increasing the insured amount, that is, the annual dividend shared by customers in the current year is automatically added to the insured amount, and then it is distributed in the next year, and the accumulated insured amount after years of compound interest is paid to customers until it expires or an insurance accident occurs.
At the same time, when the policy is terminated or reduced, there is a final dividend distribution. Dividend can automatically increase the insured amount and effectively reduce the management cost. At the same time, due to the less pressure to realize the assets in the investment account, the investment strategy is more flexible and the possibility of obtaining high returns is greater.
Extended data:
Claims service of Xinhua Life Insurance:
1, open a service line, and accept claims reporting and consultation 24 hours a day;
2. Open SMS secretarial service, and provide timely reporting guidance, claim settlement process and payment notice;
3. Establish an emergency mechanism for major emergencies, take the initiative to find customers who are out of danger and settle claims quickly;
4. Realize insurance in different places, and pay for accessibility nationwide;
5. Join hands with international SOS to open up all-round, wide-ranging and multi-level overseas direct claims assistance services;
6. Send flowers, sympathy cards and other forms of love and sympathy to hospitalized customers;
7. Provide medical insurance for customers with financial difficulties to save lives;
Simple cases with clear responsibilities within 8.2,000 yuan will be closed at the counter for 30 minutes, which will be immediate;
9. Claims service personnel come to the door to handle complex cases, and claims service stars handle small cases for immediate payment;
10, all business outlets publicize the claims service process and service items, accept public supervision, and provide various publicity carriers such as "Easy Claims Service", "Standardized Claims Service Manual" and "Xinhua Claims Service Window" to convey the claims service information of Xinhua;
1 1, open the network self-service reporting and claim progress inquiry function, and keep abreast of claim dynamics anytime and anywhere.
Baidu Encyclopedia-Xinhua Life Insurance
New China Life official website-Individual Insurance