1. Articles of Association: in compliance with the provisions of this Law and the Company Law;
2. It has the minimum registered capital in line with the provisions of this Law, and the minimum registered capital of national commercial banks is 654.38+0 billion yuan;
3. Directors and senior managers with professional work experience and knowledge;
4. Have a sound organizational structure and management system;
5. Having business premises, safety precautions and other business-related facilities that meet the requirements.
Legal basis: Article 17 of the Banking Supervision Law of the People's Republic of China.
Where an application is made for the establishment of a banking financial institution, or the banking financial institution changes the shareholders holding the total capital or the total shares exceeding the prescribed proportion, the the State Council Banking Regulatory Authority shall review the sources of funds, financial status, capital replenishment ability and integrity of the shareholders.
Article 18
The types of business within the business scope of banking financial institutions shall be examined and approved or put on record by the the State Council Banking Regulatory Authority in accordance with regulations. The types of business that need to be approved or put on record shall be stipulated and announced by the the State Council Banking Regulatory Authority in accordance with laws and administrative regulations.
What information do I need to provide for a financial license?
1, the approval document of the CBRC or its dispatched office;
2. Letter of introduction from financial institutions;
3. The legal and valid identity certificate of the person receiving the permit;
4. Other materials required by the CBRC or its dispatched office.