"Reserved information" is a service provided by banks, which helps you to effectively identify bank websites and prevent criminals from using fake bank websites for online fraud.
You can now enter your favorite or easy-to-remember numbers, characters and English in the reserved information. In the future, when you log in to the bank's personal online banking, make payment on the shopping website or sign the entrusted payment agreement online, the information you reserved will be automatically displayed on the webpage, so that you can verify whether it is the real bank website.
Extended data
The characteristic of online banking is that as long as customers have their own account number and password, they can access online banking all over the world to handle transactions through the Internet. Compared with traditional banking services, the advantages of online banking are as follows:
(1) greatly reduces the operating costs of banks and effectively improves their profitability. The second line of Internet I mainly uses public network resources. There is no need to set up physical branches or business outlets, which reduces the use of personnel and improves the efficiency of the bank back-office system.
(2) There is no limitation of time and space, which is conducive to expanding the customer base. Online banking has broken the geographical and time constraints of traditional banking business, and has 3A characteristics, that is, it can provide financial services to customers at any time, anywhere and in any way, which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profit sources.
(3) It is conducive to service innovation and provides customers with diversified and personalized services. Selling financial products such as insurance, securities and funds through bank outlets is often greatly restricted, mainly because it is difficult for ordinary outlets to provide customers with detailed and low-cost information consulting services.
Using the Internet and bank payment system, it is easy to meet the needs of customers for consulting, buying and trading various financial products. In addition to banking, customers can easily buy and sell stocks and bonds online, and online banking can provide customers with more suitable personalized financial services.
Baidu encyclopedia-online banking reservation information