However, although Taikang Life's wealth life (dividend type) has been returned, the overall cost performance is average, which is suitable for people with sufficient budget and pursuing stable income.
I have done a lot of analysis on dividend insurance products such as Taikang Life Insurance Wealth Life (dividend type) before. For those who are still unclear about dividend insurance, you can look at the following analysis:
Dividend insurance that the salesperson won't tell you.
Next, look at the security map of Taikang Life's wealth life (dividend type) and analyze the advantages and disadvantages of Taikang Life's wealth life (dividend type).
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Taikang Life Insurance Wealth Life (dividend-paying) Advantages: Fixed return, which can generate stable income.
Taikang Life Insurance Wealth Life (dividend type) includes survival insurance, special survival insurance and continuous insurance. As long as the insured is still alive within the specified time, he can receive the corresponding annuity.
These annuities are written into insurance contracts and are very stable income.
If you want to buy financial insurance with stable income, you can look at the ten products I summarized before, all of which have high yields:
Top Ten Financial Insurance Rankings Want to Buy High-yield Financial Insurance? Don't miss this 10 model again!
Disadvantages of Taikang Life Insurance Wealth Life (dividend-paying): the policy dividend is uncertain.
Although Taikang Life Insurance Wealth Life (dividend-paying type) has made great efforts to publicize the policy dividend, the insurance contract does not specify what the policy dividend must be.
To put it simply: there is no upper limit for policy dividends, but there may not be.
Finally, if you want to buy insurance without being cheated, you must pay attention to these points:
What should we look at when we look at insurance companies?
That's all the answers. Please accept them.
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