Online lending must first check the qualifications of lending platform companies. Most of the business license names of regular small loan companies contain the words "small loan". Unclear friends can directly log in to the credit information publicity system of enterprises in this province for inquiry. Secondly, regular small loan companies only lend but not save, and the contact information must be fixed telephone. If it is a mobile phone number, it seems a bit false and untrustworthy.
The review mechanism of the formal online lending platform is strict, and some not only check the big data of online lending, but also check the credit report of the user's central bank. If the online loan application procedure you borrowed is too simple and the loan interest rate is too low and unattractive, you must pay more attention to avoid encountering routine loans.