1. What conditions do foreigners need to buy a house in Chongqing?
1. What conditions do foreigners need to buy a house in Chongqing? The conditions for foreigners to buy a house in Chongqing are relatively strict, mainly because they need local social security or tax payment certificates for 2-5 years. After determining the qualification, you need to provide ID card, household registration book, marriage certificate, temporary residence permit, social security or tax payment proof materials. If you need a loan, you need to provide proof of income, a copy of the business license with the official seal of the unit, the recent salary flow and so on.
2. Although foreigners are not limited to buying houses in Chongqing, the first and above ordinary houses newly purchased by individuals without household registration, business or job in Chongqing need to pay taxes and fees, generally 0.5%.
3. Chongqing's sales restriction stipulates that new commercial housing and second-hand housing purchased in the main city must obtain the Property Certificate for two years before they can be listed and traded. Chongqing's regulations on restricted sales are that if it is a newly purchased new commercial housing, the time for determining the restricted sales is based on the online signing time of the commercial housing sales contract, and if it is a newly purchased second-hand housing, the time for determining the restricted sales is based on the time for obtaining the Notice of Acceptance of Property Registration.
Second, should foreigners buy a house in Chongqing in full?
1. Do foreigners have to pay the full amount for buying a house in Chongqing? Foreigners don't have to pay the full amount to buy a house in Chongqing, but compared with Chongqing locals, the loan procedures for foreigners will be relatively complicated, and they may not be able to apply for loans, especially the three unemployed people in Chongqing. (No Chongqing household registration, no enterprise, no job, no three people)
2. It will be more difficult for Sanwuren to buy a house loan in Chongqing, because most banks will not accept Sanwuren's mortgage application, and the loan interest rate of local accounts in Chongqing has also increased. Therefore, in the case that the loan procedures cannot be handled, foreigners can only choose to buy a house in full.
3. If non-Chongqing residents are unable to provide relevant certificates (tax payment certificate or social insurance payment certificate), commercial banks will suspend the issuance of housing loans. Therefore, Chongqing's purchase restriction order lies in "restricting loans".
4. In the face of foreign buyers, most banks will first explain to customers that they may not be able to apply for loans. If the customer insists on buying, the buyer and the seller need to sign a tripartite exemption contract, stating that if the loan is not approved, the agreement can be automatically terminated.
3. Do foreigners have to pay property tax when buying a house in Chongqing?
Do foreigners have to pay property tax when buying a house in Chongqing? Most foreigners do not need to pay property tax when buying a house in Chongqing, but for some specific people or houses, they need to pay property tax. The following is a detailed introduction.
1, three no personnel
Three no-personnel refers to the first and above ordinary houses newly purchased by individuals who have no household registration, no business and no job in Chongqing, and need to pay property tax. It is 0.5% of the annual house price. However, "three no taxes" means "follow people, not the house". If the owner sells the house, there are not three people who take over; Or your status has changed from "three noes" to "non-three noes", then this house does not have to pay taxes.
2. Luxury residence
There are two types of luxury houses: one is a newly purchased house whose unit price exceeds the sum of the average price of commercial housing in the main city last year and the year before. This kind of house is called housing, and the sum of this average price is called "tax line". Last year, the tax line was 15455 yuan/square meter, which means that as long as the average building price exceeds this line, luxury tax will be paid.
3, single-family villa
Single-family villas pay 0.5% of the house price every year, but the area is reduced 180 square meters.
4. House
Housing is also 0.5% per year, but this is only the starting price. If the price of the house you buy exceeds the tax line by 50%, it becomes1%; If it exceeds the tax line 1 times, it becomes 1.2%. Housing tax relief area 100 m2. The reduction and exemption area is all based on the family, and the tax area is reduced, only one suite can be reduced.
The above is about what conditions foreigners need to buy a house in Chongqing. Do foreigners have to pay the full amount when buying a house in Chongqing? Do foreigners have to pay property tax when buying a house in Chongqing? I hope it will help everyone!