First: look at the land certificate. It is not state-owned land or non-residential land, but rural homestead and collective land. According to the "Land Management Law", the land use right collectively owned by farmers shall not be sold, transferred or leased for non-agricultural construction. Rural homestead is collectively owned, and villagers only have the right to use homestead. Farmers can't get legal recognition and protection when they sell their houses to urban residents, and they can't go through legal procedures such as land use certificate, real estate license and deed tax certificate.
Second: look at the issuing unit. Its property right certificate is not issued by the national housing management department, but by the township government or village government, so it is called small property right house, also called township property right house. The so-called small property rights issued by the township government actually have no real property rights. This kind of house has no land use certificate and pre-sale permit issued by the state, and the purchase contract will not be filed with the State Administration of Land and Housing.
Third: see if the developer's documents are complete. The developer's sales center cannot be sold in the market without formal approval and construction procedures, and without a pre-sale permit or a sales permit for commercial housing.
Fourth: see if you can use mortgage and provident fund. Small property houses cannot be loaned. Some people think that as long as a small property right house can be transformed into a property right house, you can apply for a loan, but it is not so easy to transform a small property right house into a property right house. There is no real property right, no land use certificate and pre-sale permit issued by the state. The State Bureau of Land and Housing Management will not record the purchase contract. Formal commercial housing has five certificates, and state-owned land use certificate, construction land planning permit, construction project planning permit, construction permit and commercial housing pre-sale permit are all indispensable. The easiest way is to see if there is a "pre-sale permit for commercial housing". Be sure to check before buying a house. Generally, if you have this card, there are basically four other cards.
Remind the general public not to buy small property houses cheaply, so as not to bring unnecessary risks to themselves.
The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!