The project of "Steady Profit and Security E" effectively solves the balance between investment return and security in P2P lending industry through innovation, and the innovation of mode and mode has important reference value for Internet finance industry.
On October 20 15 1 month, "Steady Profit-An E" was awarded the 20 14 Shanghai Financial Innovation Award by the Shanghai Municipal Government. Steady Earnings-Anye "Steady Earnings-Anye" is a person-to-person loan investment and financing service launched by lufax. Ping An's guarantee company undertakes all the principal and interest guarantee responsibilities of the borrower's loan, and lufax Platform provides information services for both borrowers and borrowers. Fu Ying Life Insurance Fu Ying Life Insurance is an entrusted management product of endowment insurance for groups and individuals designed by Ping An Endowment Insurance Co., Ltd. according to the requirements of China Insurance Regulatory Commission. Stable income type, medium and low risk. Financial Advisory Services for Structured Innovation lufax provides financial advisory services for structured innovation of assets, aiming at providing information and consulting services for asset transfer business of bank retail credit assets (credit cards, car installment loans, small and micro loans, mortgages), leased assets and small loan assets. By realizing these illiquid assets in advance, we can enhance asset liquidity, resolve liquidity risks, open up new financing channels and improve our capital adequacy ratio. Accounts receivable transfer information service lufax provides accounts receivable transfer information service, mainly for accounts receivable under non-financial enterprise trade, financial leasing and accounts receivable leased by financial leasing companies.
Lufax provides safe and reliable information services, diversified product organization design and transaction arrangement services through high-quality services, continuous innovation of transaction varieties and transaction organization modes, enabling enterprises to realize faster capital withdrawal through this business. Information service of bill use right transfer lufax has launched information service of bill use right transfer for non-financial enterprises and financial enterprises. The transfer of bill income right means that the borrower (usually an enterprise) transfers the income right to the investor by pledging the unexpired bank acceptance bill held by him. As an information intermediary, lufax publishes and delivers information and consulting services to holders and investors who need financing in lufax.