Yirendai is an internet financial information service platform independently operated by Shenzhen Ronghui Tianxia Financial Services Co., Ltd. (referred to as "Ronghui Tianxia"). With a registered capital of 30 million yuan, it is an intermediary service organization dedicated to solving the financing problems of individuals, individual industrial and commercial households and small and medium-sized enterprises, standardizing private lending behavior and matching lending relations.
E-Loan for Billion People adopts the O2O(Online-to-offline) model, with the help of the offline business team and its own industry resources to explore high-quality borrowers, and through strict risk control credit review procedures and guarantee measures, the loan projects are published online, and users who need to invest in financial management bid to obtain investment income.