What is the value-added service in insurance? Let's take a look at the following seniors!
Before we begin, you can read this popular science article about insurance knowledge:
"Super complete! Everything you want to know about insurance is here.
1. What is the value-added service in insurance?
As we all know, shaping products with pain points and selling points is one of the stunts of insurance companies, so some phenomena in society can also promote insurance companies to improve their products and services.
For example, it is difficult to seek medical treatment and register, which is still a problem that cannot be cured. For example, it is especially good for our consumers to have someone who can help us solve these related problems in the medical process in one stop.
Moreover, the value-added service in insurance products is a "right-hand man" who can help you solve such problems in one stop.
It is common for everyone that insurance value-added services are basically attached to health insurance. If, in medical insurance products, basically every insurance company can set up various forms of value-added services for its medical insurance.
Value-added services in insurance can generally be divided into three categories: medical services, living services and consulting services.
1 medical services
For example, green channel for serious illness, advance or direct payment of medical expenses, telephone/video/graphic consultation, postoperative care, etc.
2. Life service category
Just like travel rescue, road rescue, airport/high-speed rail VIP room arrangement.
3. Advisory services
Just like telephone service, claims service, legal consultation, etc.
Besides these, what other value-added services does insurance have? Look here and you will know:
What is the "value-added service" in insurance? The more value-added services the better? Small sample, too naive ... "
For example, for critical illness insurance products, many insurance companies mainly focus on value-added services and have launched a series of highly practical value-added services.
For critical illness insurance, practical value-added service is a green link.
I believe that people who go to the hospital to see a doctor are very touched. It takes time and effort to queue up for registration, conduct various inspections and make an appointment with experts. China's medical resources are still in a relatively tight state, which is highlighted by problems such as difficulty in seeing a doctor.
The green channel for medical treatment generally includes: remote consultation, expert outpatient service, hospitalization operation arrangement and supporting services, expert follow-up service, etc.
Although the critical illness insurance of many insurance companies is guaranteed by the Green Link service, not all products are of the same grade.
There are differences in practicability among various green link services. So, which insurance products currently contain extremely practical green link services? Look at the following article.
2. What insurance covers practical value-added services?
As far as the practical value-added services of Lvlian are concerned, the Versailles series critical illness insurance of Tongfang Global Life is worth your choice.
Let's take a look at what Greenstone services we can get from Tongfang Global Life after insuring Versailles series of critical illness insurance:
What we can know is that it is not only equipped with value-added services such as private telephone doctor, online expert consultation, professional health information, domestic follow-up, hospitalization and operation arrangement, but also added four practical services such as AR-T service, overseas multidisciplinary consultation, overseas medical treatment arrangement and Boao characteristic medical care.
Take CAR-T service as an example. If it meets the requirements of the rights and interests of CAR-T treatment designated drugs after examination, it is assumed that the rights and interests of CAR-T treatment designated drugs are collected by a third-party institution designated by Tongfang Global Life Cooperation within a limited drug list and scope of use.
Overseas multidisciplinary consultation service is to hire many overseas medical experts to consult patients, jointly provide treatment plans for their illness, and draw a more scientific and reasonable diagnosis and treatment plan.
In addition, Tongfang Global Life's overseas medical treatment arrangement service provides overseas hospitalization and surgery arrangements for 157 hospitals, giving members better medical treatment and treatment conditions.
The biggest advantage of Boao's special medicine service is that it can solve the problem of "difficult to buy medicine" for patients, make them "seriously ill and not go abroad", and let domestic patients enjoy the top international medical services.
Nowadays, Versailles series critical illness insurance has also been upgraded, and the upgraded product is Versailles plus critical illness insurance. For consumers who have purchased this critical illness insurance, they can not only enjoy rich green services, but also enjoy the strong guarantee covered by Versailles plus.
Due to space reasons, senior sister put the detailed evaluation of Versailles plus in this article, and interested friends can have a look:
"Versailles plus critical illness insurance has returned heavily, and you must look at the in-depth evaluation before buying! 》
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