How to extract five insurances and one gold?

Legal analysis: The way of drawing five insurances and one gold is that the old-age insurance can only be collected monthly after retirement, or if the employee dies before retirement, his successor can receive the principal and interest in his personal account. Industrial injury insurance, unemployment insurance and maternity insurance can only be compensated after insurance compensation occurs. The outpatient part of medical insurance can be used freely with a card, but it cannot be withdrawn.

Legal basis: Article 86 of People's Republic of China (PRC) Social Insurance Law. If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and impose a daily overdue fine of ten thousandths from the date of default.

A late fee of five pounds; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.