The personal loan ratio of provident fund and related data are published as follows: loan balance is 8.308 billion yuan, deposit balance is 9.753 billion yuan, and personal loan ratio is 85. 18%. Xi. Weinan will carry out in-depth cross-regional cooperation in the long-term mechanism of housing provident fund development in the same city, data sharing, mutual recognition and mutual loan, policy research, talent education and training, and study and solve the problems encountered in the coordinated development of housing provident fund and the work that needs to be promoted. Establish a data sharing mechanism, rely on the national housing provident fund data sharing platform, and unify the application scenarios of provident fund information sharing. On the basis of nationwide "inter-provincial operation", the two cities will further broaden the handling of provident fund business matters, promote the sharing of information such as employee credit information, real estate transactions, real estate registration and marriage registration in the two cities, and support more business cooperation. Establish a mutual recognition and loan mechanism. We will promote the mutual recognition of housing provident fund data information in the two cities, further study and refine the existing specific policies and measures in the two cities, realize the deposit of employee loans in different places in the two cities, and ensure that employees who deposit in different places enjoy the same loan rights as those who deposit locally. Establish a policy research mechanism. The two cities will set up a provident fund policy research group to analyze and study the existing policies of the two places and promote the deep integration of housing provident fund policies in the two places; Strengthen mutual learning and mutual learning of party building in the provident fund center, promote the deep integration of party building and business work, and promote the high-quality development of the provident fund cause.
All provinces, autonomous regions and municipalities directly under the Central Government have realized mutual recognition and transfer of housing provident fund deposits in different places, and promoted the loan business in different places. That is, employees can apply for housing provident fund personal housing loans to the housing provident fund management center where their household registration is located with the deposit certificate issued by the housing provident fund management center in their place of employment.
Legal basis: Article 15 of the Regulations on the Management of Housing Provident Fund stipulates that if a unit hires employees, it shall go through the deposit registration at the housing provident fund management center within 30 days from the date of employment, and go through the establishment or transfer of employee housing provident fund accounts at the entrusted bank with the audit documents of the housing provident fund management center.