According to the relevant laws and regulations, those who have not obtained any corresponding qualifications to help others with loans are accomplices suspected of fraud.
That is to say, there is no explicit legal prohibition. After all, private lending also exists.
However, as far as the use of funds is concerned, if the organization knows this situation, it is likely to trigger a risk mechanism, because the risk of such behavior is very high.
If the type of loan for others belongs to usury, it is definitely illegal.