My parents' hard-earned money and a little money I earned through years of hard work were donated to the real estate industry in China without reservation. As a result, housing prices in China have soared. There is no way. Who let China have such a large population that everyone has a soft spot for houses?
And foreigners may not understand our China people's housing complex. As long as you have money in your hand, you will buy apartments endlessly, resulting in soaring housing prices in China, making it difficult to brake. If the ratio of house price to income is used to measure the real estate market in China, it has entered a period of abnormal development. Then I will explain why people like to buy a house from the following aspects.
1. With the acceleration of urbanization, the demand for housing is heating up.
China is in the accelerated stage of urbanization, and a large number of rural people are moving to cities. It is estimated that the urbanization rate of China will reach 50% around 20 1 1 2, which will make more and more people flow into big cities with strong economic strength and high development level, such as Beijing and Shanghai. The rapid growth of urban resident population and registered population has also increased people's demand for housing. The hukou system binds the house to people's education, medical care and social insurance. If you don't have a hukou, you have to be questioned by the police in the city and spend money to apply for a temporary residence permit. All these have forced people to buy houses to deal with and solve these problems, especially in cities like Beijing. Take the school district as an example. If there is a school district, children can go to a good primary school. Going to a good primary school means going to a good middle school. A good middle school means a good university. Going to a good university means finding a good job and having a good future. This virtuous circle is what everyone yearns for. Therefore, although the price of the school district is getting higher and higher, the people who buy it are still very enthusiastic.
2. The role of "getting married and starting a career"
At present, the post-80s generation has become the main force of residential consumption. The post-80s generation is the main force in our country, and they are at a major turning point in their lives when they get married or have children. However, the traditional concept of China people is that you need your own house to get married and have children. "Getting married and starting a career" is a traditional thought accumulated by China people for 5,000 years. The concept of home is heavier than any other country, so owning a house of your own has become the ideal and goal of many people. There is a popular saying that "my mother-in-law has pushed up the housing price in China". The first condition for her mother-in-law to agree to marry her daughter is to have a house.
3. Thinking concept.
Now in China, people who have power but no power, people who have money and no money all regard the house as the main symbol of wealth and the goal of struggle and pursuit. They have their own houses and they have to prepare houses for their children and grandchildren. Thinking about owning several suites, you will become a multimillionaire, and you can also pay attention to a fortune for future generations. On the other hand, with the development of China's modernization process, people think that flash marriage and divorce are normal things. Therefore, the divorce rate of flash marriage is getting higher and higher, which will undoubtedly increase the demand for housing. In addition, China is entering an aging stage. Because of the differences in lifestyles and ways of thinking between young people and old people, young people want to have their own space, so the original big family in China began to change into a small family, and there are more and more houses.
4. People in China don't buy a house, they buy face.
From this aspect, we can see the great difference between Chinese and western thinking paradigms. In the west, renting a house is a very normal thing. Westerners like a free and carefree life. Even if they get married and have children, there are not a few renters. Westerners are not ashamed of renting a house. They prefer to choose a suitable place according to their own development. They didn't just buy a house to get married. For them, buying a house is generally a means of wealth accumulation or family financial management.
In our country, renting a house is a shameful thing, and we in China regard face as very important. China people love face and are eager to compare with each other. There is a big difference between friends, colleagues and neighbors whether they have a house or not. It also makes people look swollen and fat. In order to have "face", they don't want to buy a house, and those who have a house want to buy more.
5. Investment speculative demand
In recent years, the rapid development of the real estate market has made some people "benefit" a lot. The herding effect of investment speculators in real estate speculation has made many people rush to get a piece of the action. After all, it is easy to get money for nothing in human nature. When others see the wealth of these real estate speculators, their hard-earned income is really pitiful compared with theirs, so a few years later, some production enterprises put all their funds into the real estate market. On the other hand, with the rising prices, how to ensure that the money in your pocket does not depreciate has become a problem that ordinary people need to consider. In China, people's investment channels are very limited, so driven by high housing prices, buying a house has become our first choice.
Otherwise, I'm ashamed. I'm one of the buyers. At that time, the family was still rich, so my parents bought a new house. I just came back from studying in Fangzhuang, Beijing's Third Ring Road, and bought a commercial and residential apartment with Fang Heng's apartment. The house price is also rising. Of course, people's psychology is hard to guess. The above are the main aspects of the current buyers, including myself and myself. There may be some other aspects, but whatever the reason, we ordinary people should recognize the real estate market and not blindly invest.
(The above answers were published on 2016-12-16. Please refer to the actual situation for the current purchase policy. )
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