If the reserve fund is overdue, the sesame score will be directly reduced. Although some people say that as long as it is not on the credit report, the sesame score in the private credit report is now the "boss", and many online loans need authorization. It is difficult to get a loan with a low credit score.
Moreover, many businesses in Alipay will also rely on sesame seeds. Don't lower sesame seeds because of 500 pieces. Now the sesame score is much stricter, and there are often cases where the score does not increase. Treasure it!
2. Pull into "blacklist"
Alipay, 500 yuan's petty cash, is a good testing tool. With this small amount, users' real demand for cash loans can be tested, and most overdue users can also be successfully blacklisted.