Users' overdue use of flower buds on Alipay will affect sesame credit evaluation. Someone asked, will sesame seeds rise after pruning flower buds? Then let's briefly talk about this problem for everyone, hoping to help after reading it.
Will the flower buds rise after sesame pruning?
Can't go up. According to the regulations, if there are overdue records of flower buds, reserve funds and borrowing buds within 30 days, they can be repaired under the premise of meeting the repair conditions. You can exchange it once every natural month. If there are many expired items that support maintenance, you can repair 1 item every month.
Users can repair the overdue rights and interests of sesame seeds after completing all overdue items to be retained, and have the opportunity to restore sesame seeds after successful repair. If you want to improve the sesame score, it is recommended to maintain personal credit, participate in the credit activities of the platform, and gradually accumulate. For example, if you borrowed a charging treasure and a bicycle and returned them in time, and paid the gas, water and electricity on time, then the subsequent sesame credit score still has a chance to rise.
The higher the sesame credit score, the more rights you can enjoy, but it does not mean that you can successfully obtain loan products, or the credit line of loan products is high, depending on the evaluation results.
The above is about "will sesame seeds rise after pruning?" . Generally speaking, pruning flower buds with sesame seeds will not improve sesame scores, but only restore sesame scores at most. Therefore, users are advised to improve their qualifications, credit and participate in platform task activities.
Can the overdue record of sesame repair restore sesame points?
In fact, sesame scores can't repair credit information, and overdue records will be eliminated. If you borrow the bad records left by overdue credit information, you need to pay off the customer's debts and keep them for at least five years before they can be deleted by the system. Manual intervention is impossible.
However, sesame seeds need to be obtained by completing compliance behavior or credit tasks. Accumulating sesame seeds means enriching compliance behavior and contributing to credit promotion, and sesame seeds also contribute to promotion. After sesame seeds are withdrawn, loans frozen due to overdue may also be thawed and the quota will be restored.
Can sesame get more points after overdue repair?
Can't go up. According to the regulations, if there are overdue records of flower buds, reserve funds and borrowing buds within 30 days, they can be repaired under the premise of meeting the repair conditions. You can exchange it once every natural month. If there are many expired items that support maintenance, you can repair 1 item every month.
The evaluation dimension of sesame score mainly includes five aspects: credit record, behavior preference, performance ability, identity characteristics and personal relationship. Sesame is the result of a formal evaluation of these dimensions.
1, credit record: As the name implies, it is the credit status of Alipay users, such as the use of Alipay users' credit cards and the use of flower buds. Under normal circumstances, users who repay on time will have good credit.
2. Behavioral preference: Mainly the behavior of Alipay users using Ali products, such as shopping in Tmall, mobile payment, Alipay transfer, wealth management and other activities.
3. Asset proof: The performance ability here refers to whether you have enough repayment ability, such as evaluating the financial resources and personal assets of users. The evaluation is also based on multiple dimensions, such as usual consumption, payment, capital flow and Alipay balance. Everyone can fill in their own social security information, provident fund information, real estate information, etc. , which helps to prove assets.
4. Identity: This is mainly the identity of the user's personal information, such as the user's academic information, professional information, ID card, driver's license, passport and so on.
5. Personal connections: mainly friends' comments of Alipay users. If Alipay friends have good qualifications and high sesame scores, it will also help users improve sesame scores. At the same time, giving more red envelopes to qualified friends will also help improve sesame scores. Sesame can be used for many purposes, not only to use bicycles for free, but also to use sesame loans. When we can't turn around because of the shortage of funds, we can use sesame loans.