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"Merchants Cigna? Is it reliable? How about product protection?
China Merchants Cigna, the full name of China Merchants Cigna Life Insurance Co., Ltd., was established in 2003 and is headquartered in Shenzhen. It was founded by two famous enterprises, CIGNA North American Life Insurance Company and subsidiaries of China Merchants Group. 20 13 China Merchants Bank officially became the Chinese shareholder of China Merchants Cigna through equity transfer.
After more than ten years of development, China Merchants Cigna has successively carried out business in Guangdong, Zhejiang, Jiangsu, Beijing and other places, and its insurance products cover health insurance, accident insurance and annuity insurance. In 20021year, China Merchants Cigna won many honors such as "Financial Management", "ESG Communication Award" and "Outstanding Life Insurance Company of the Year".
In fact, judging whether an insurance company is reliable, in addition to understanding its background strength, the following points can not be ignored:
What should we look at when we look at insurance companies?
When many friends buy insurance, they are worried that the insurance company will not be able to pay. At this time, we only need to look at its solvency.
According to the solvency report for the first quarter of 2022 disclosed by China Merchants Cigna, its core solvency adequacy ratio is 65,438+049.29%, its comprehensive solvency adequacy ratio is 2,465,438+0.93%, and its comprehensive risk rating reaches Grade A. All three indicators meet the standards set by the CBRC.
It can be seen that China Merchants Cigna has excellent solvency and is an insurance company worthy of consumers' trust.
However, senior sister should remind you that even if an insurance company is strong, it does not mean that its insurance products must be suitable for everyone. Everyone should choose the product that suits them according to their actual needs.
To this end, I have prepared a strategy to buy insurance, and friends in need can take it themselves:
Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.
Hope to adopt
Same number on the whole network: top student said insurance, welcome to search.