According to the data of Shenzhen Real Estate Information Network, Xiao Orange is a regular website and will not explode the address book. Little orange will explode the process and precautions that the address book needs to know when it is overdue. Overdue collection methods include door-to-door collection and SMS. However, regular online loans generally do not explode the address book, because it is illegal to explode the address book now; However, if it is an informal online lending platform, it may encounter violent collection after one or two days overdue.