Before that, let's take a look at term life insurance:
What is term life insurance? Who is suitable for buying? Everything you want to know is here! 》
1. One-meter term life insurance, with ups and downs in coverage.
Before it's too late, let's take a look at the protection map to understand the basic form of the product:
As can be seen from the product evaluation chart, the guarantee responsibility of one-meter term life insurance is divided into basic responsibility and optional responsibility, and the guarantee content is rich and diverse. What are its highlights? The following seniors will carefully analyze it for you:
1, and the product has high independent selectivity.
One meter term life insurance is also a highlight of this product. What is the reason?
There are several options for the payment period and guarantee period of one-meter term life insurance.
In terms of payment years, this product includes seven options, namely 10/20/30 years and 60/65/70/80 years.
In terms of coverage period, one-meter term life insurance can not only cover 30 years, but also support the option of covering 60/65/70/80 years old. Compared with term life insurance on the market, most of them only have one guarantee period. The warranty period of this product is really surprising.
Therefore, it can also be seen that the independent choice of products for one-meter term life insurance is warm and commendable!
How to choose different payment periods? There will be an answer in this article:
"How to choose the payment period so as not to lose money? 》
2. The insurance threshold is low.
The age range of Guo Fu Life's one-meter term life insurance is 18-60 years old. From this age range alone, it is still quite satisfactory.
However, it makes people happy. 1-6 occupational groups have the opportunity to insure this product, such as firefighters, riot police, miners, electricians and other high-risk groups have the opportunity to insure, which enlarges the size of insurable groups.
Moreover, its underwriting conditions and health notification are also very loose, and there are only three kinds of health notification.
At the same time, in 2022, Guo Fu Life's one-meter term life insurance has only three exemption clauses, which enhances the protection.
Compared with those term life insurance that only provides insurance opportunities for 1-4 people and the exemption clause is as high as 7- 10, the one-meter term life insurance is indeed more powerful in this respect.
3. Rich optional responsibilities
Careful friends can get some information. Guo Fu Life's one-meter term life insurance has added three optional protection besides death and total disability protection: accidental death by car/total disability care, accidental death by taxi/online car/total disability care and sudden death care.
Among them, the insurance company will pay an additional 100% of the basic insured amount for the insured who dies/is completely disabled within 180 days after encountering an accident involving a taxi/car ride.
If the selected coverage is 500,000 yuan, and the taxi traffic accident causes death/total disability, and meets the conditions stipulated in the contract, it is still quite good for the insurance company to directly promise to compensate the insured for 6,543,800 yuan.
2. Is one-meter term life insurance worth buying? The key is to look at this!
After reading the advantages of the product, everyone has a very good impression on this product, but whether it is worth buying or not, we will talk about it after reading this.
1, the sudden death care fund is intimate
As my senior sister shared above, one-meter term life insurance brings an optional sudden death and nursing responsibility to the insured.
You know, sudden death happens from time to time in life, and it is unexpected. If it happens, it will bring a huge blow to the family.
One-meter term life insurance carefully considered this point. Optional coverage covers sudden death, and the insured can decide whether to choose this additional coverage according to his actual needs.
It should be said that it is really thoughtful to stipulate one-meter term life insurance.
On the whole, Guo Fu Life's one-meter term life insurance is quite cost-effective, with comprehensive protection, low insurance threshold and rich optional responsibilities, and it is still worth buying.
If you still want to fully understand one-meter term life insurance, this in-depth evaluation article must not be missed:
"Is it useful to buy Guo Fu Life's one-meter term life insurance? Is it really that amazing? ! 》
Write it at the end
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