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Application conditions of individual housing mortgage loan
(1) A natural person who has reached the age of 18 and is under the age of 60 and has full capacity for civil conduct;
(2) Have a stable occupation and income, good credit and repayment ability;
(3) Other conditions stipulated by the bank.
Personal real estate mortgage loan application materials
1) logo
2) Hukou book
3) Marriage certificate
4) proof of income
5) Property right certificate and evaluation report of mortgaged property
6) Proof of loan use
7) Other information specified by the bank.
The proportion, term and interest rate of personal housing mortgage loan
The loan amount is determined according to the different loan purposes selected, but generally it does not exceed 60% of the assessed net value of mortgaged real estate; The fixed number of years is generally not more than 20 years; The loan interest rate is subject to the provisions of the People's Bank of China on personal consumption loans.
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Everyone's loan qualification is different. If you don't know your own conditions, blindly going to the bank for loans will only be laborious and hit a wall everywhere. Through the LC loan application platform, we will help you choose a number of loan institutions and loan products with the shortest distance, the lowest interest rate, the highest amount, the fastest loan and the highest success rate. Finally, the institutions will contact you personally! Of course, borrowers don't charge. In addition, the general scope of LC online application is all provinces and cities in China, and we are there where there are banks ~
Reference materials &; Application address: /share/detail/40469365
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