If you have an urban hukou in Texas, it is certainly worthwhile for individuals to apply for social security insurance for urban flexible employees. The affiliated unit allows people to participate in the five insurances, and there are also individuals in the unit who pay for themselves. Work injury insurance and unemployment insurance are useless. Childless people can enjoy a full set of maternity insurance. Personal social security only includes endowment insurance and medical insurance.
The affiliated unit should pay more.
Of course, the most favorable thing is to find a job in Texas and apply for social security insurance through the work unit, paying less and enjoying more.