Overdue will generate high penalty interest; Facing all kinds of collection methods; It is difficult to refinance; Affect the handling of other credit businesses.
Ctrip Financial Technology (Shanghai) Co., Ltd. was established in July 2008 18. The legal representative is Yan Feng, and the business scope of the company includes: technical development, technology transfer, technical consultation and technical services in the fields of financial technology, financial software, network technology and information technology; Data processing services; Entrusted by financial institutions to engage in financial information technology outsourcing, financial business process outsourcing and financial knowledge process outsourcing; Accepting professional dunning services entrusted by financial institutions; Industrial investment; Investment consulting; Investment management; Asset management (banking, securities and insurance businesses are not allowed above); Designing, producing, displaying and publishing advertisements; Enterprise management consulting; Corporate image planning; Market information consultation and investigation (no social survey, social survey, public opinion survey or opinion poll); Financial consultation; Conference services; Exhibition service; Electronic product sales; Lease of self-owned equipment; Translation services, public relations activities planning, etc.
What will happen if Ctrip Finance is overdue?
Generate high penalty interest: once the borrowed flowers are overdue, the penalty interest will be calculated on a daily basis until they are fully paid off. The longer the loan is owed, the more penalty interest will be generated.
Faced with various collection methods: many people report that they received a collection message one day after borrowing flowers, and then there will be a collection call, and the phone also said that they would come to collect them.
It is difficult to borrow again: it is difficult to borrow the borrowed flowers before they are paid off, and even if they are paid back, they may not be able to borrow them. Many people's loan lines have been withdrawn because they are overdue.
Affect the handling of other credit businesses: In the credit society, most credit businesses now rely on credit investigation. After loans overdue, it is not so easy to handle other credit businesses with bad credit records.