Personal advice:
The reason why this happens is mainly because although many loan products query users' personal credit information and also have business records, these online loan products will have many routines, and at the same time, users will be allowed to recommend other loan products, and these other loan products will not query users' personal credit information, but rely on the personal credit information records of previous online loan products.
This logic may be awkward, but for users, it is best not to touch these online loan products, because these online loan products have low credit lines and no use value, and will also affect users' personal credit information. Users can go to the bank to apply for formal bank loans.
Method of self-examination and credit investigation: On the computer side: macbookpromos 14, open google version 92.0.4515.131.
1, take your ID card to the credit information hall of the People's Bank of China where you are located;
2. Log in to the Credit Information Center of China People's Bank for enquiry;
3. Some banks and lending institutions provide online and offline outlets. Please consult your own card-holding bank or lending institution for details.
Regulations on the Administration of Personal Credit Information:
Article 25 If the information subject thinks that the information collected, saved and provided by the credit reporting agency is wrong or omitted, he has the right to raise an objection to the credit reporting agency or the information provider and ask for correction.
Credit institutions or information providers that have received objections shall mark the relevant information with objections in accordance with the provisions of the supervision and administration department of credit reporting industry in the State Council, check and handle it within 20 days from the date of receiving the objections, and give a written reply to the dissidents.
After verification, it is confirmed that the relevant information is indeed wrong or omitted, and the information provider and the credit reporting agency shall correct it; If it is confirmed that there is no mistake or omission, the objection mark shall be cancelled; If it cannot be confirmed after verification, the verification and objection shall be recorded.