The parties to a loan contract are generally the loan relationship between a financial institution and a corporate enterprise. When determining jurisdiction, it may be under the jurisdiction of the people's court where the defendant resides or the people's court where the contract is performed. If the place of performance of this contract is at the lender's place, and the parties are unclear about the contract, the following provisions shall apply: if the place of performance is unclear, the payment shall be performed at the payee's place (the payee's place refers to the domicile of the payee who enjoys the creditor's rights according to the contract). In the case of loan contract disputes brought to court, generally speaking, after the lender fulfilled his obligations, the borrower failed to fulfill his repayment obligations after the expiration of the loan period, which led to the lender suing the people's court, and the borrower had the obligation to pay the money. Generally speaking, the loan contract is effectively judged as fulfilled. At this time, the court ruled that the lender had fulfilled its obligations and paid the borrower (the party receiving the payment), so the jurisdiction of the ruling was decided by the lender (the lender) (the place where the defendant was located).
Article 23 of the Civil Procedure Law of People's Republic of China (PRC) shall be under the jurisdiction of the people's court of the defendant's domicile or the place where the contract is performed.
Article 22 The following civil actions shall be under the jurisdiction of the people's court of the plaintiff's domicile: if the plaintiff's domicile is inconsistent with his habitual residence, it shall be under the jurisdiction of the people's court of his habitual residence:
(a) the identity litigation filed against people who do not live in the territory of People's Republic of China (PRC);
(2) an identity relationship lawsuit filed against a person whose whereabouts are unknown or who is declared missing;
(3) A lawsuit against the person who has taken compulsory education measures;
(4) Proceedings against prisoners.
Article 34. The parties to a dispute over a contract or other property rights and interests may, through written agreement, choose a people's court in a place that has a real relationship with the dispute, such as the defendant's domicile, the place where the contract is performed, the place where the contract is signed, the plaintiff's domicile and the place where the subject matter is located, but it shall not violate the provisions of this Law on hierarchical jurisdiction and exclusive jurisdiction.
Article 35 Where two or more people's courts have jurisdiction over a lawsuit, the plaintiff may bring a suit in one of the people's courts. If the plaintiff brings a lawsuit to two or more people's courts with jurisdiction, it shall be under the jurisdiction of the people's court that filed the case first.