You can get a loan with a business license, but you must also meet the conditions of the loan and bring the rest of the relevant information. You must prepare the tax registration certificate, the ID card of the legal person and their spouses, the marriage certificate, the household registration book, the lease contract of the business premises, and the product certificate of the goods sold before you can apply for a loan. Of course, not every bank is the same. It is recommended to consult relevant banking departments.
The application steps of business license loan are as follows:
First, apply to the bank and submit a complete loan procedure. In addition to providing the original and photocopy of the business license, the borrower should also prepare these materials: the original and photocopy of the identity card of the enterprise legal person or individual merchant, the annual report of the enterprise in the past three years or the store it has operated, and the enterprise bill in the past six months.
Two, the bank audit application materials, the borrower in the loan adjustment before the key check. This step mainly depends on the specific economic situation of the operator to predict the repayment ability of the lender.
III. The borrower and the borrower sign a loan contract.
4. Lending institutions issue loans.
Five, the borrower in accordance with the contract agreed to repay the loan principal and interest in full and on time.
Legal basis: trapped potatoes
Article 20 Individual industrial and commercial households may, with their business licenses and tax registration certificates, open accounts in banks or other financial institutions according to law and apply for loans. Financial institutions should improve and perfect financial services to facilitate individual industrial and commercial households to apply for loans.
Article 36 of the Law of People's Republic of China (PRC) Commercial Bank, the borrower shall provide a guarantee for the loan of a commercial bank. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided.
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Second, the business license discount loan and repayment process?
To apply for an interest-free business start-up loan, you need to meet the following conditions: 1), be over the age of 18, have a legal and valid identity certificate and a legal residence certificate where the loan bank is located, and have a fixed residence or business premises. 2) The lender must hold a business license issued by the relevant industrial and commercial administrative authorities before engaging in legal production and business activities. Application steps: After meeting the application conditions of venture loan, the applicant submits an application to the Personnel Bureau with relevant materials, and the person in charge of the Personnel Bureau is responsible.
Third, how to get a nutrition license?
The public dietitian I * * * is divided into four levels, namely, level 4 (intermediate), level 3 (advanced), level 2 (technician) and 1 level (advanced technician, but not yet in class). Application conditions: 1. Primary (meet one of the following conditions) (1) has reached the standard hours stipulated in the formal primary training of this occupation, and has obtained the graduation (completion) certificate. (two) engaged in this occupation for more than 2 years. Second, intermediate (with one of the following conditions) Bu) After obtaining the primary vocational qualification certificate of this occupation, he has been engaged in this occupation for more than 3 years continuously, and has reached the standard hours stipulated in the formal training of this occupation intermediate, and has obtained the graduation (completion) certificate. (2) Having worked in this occupation for more than 5 years after obtaining the primary vocational qualification certificate of this occupation. (3) Obtaining a vocational graduation certificate from a secondary vocational school or above recognized by the administrative department of labor and social security for the purpose of cultivating intermediate skills. 3. Senior (who meets one of the following conditions) (1) has been engaged in this occupation for more than 4 years continuously after obtaining the vocational qualification certificate of this occupation, and has reached the standard hours stipulated in the formal training of this occupation, and has obtained the graduation (completion) certificate. (2) Having worked in this occupation for more than 7 years after obtaining the intermediate vocational qualification certificate of this occupation. (3) College graduates who have obtained the intermediate vocational qualification certificate have been engaged in this occupation for more than 2 years. (four) to obtain a vocational graduation certificate from a senior technical school or a vocational school recognized by the administrative department of labor and social security for the purpose of cultivating advanced skills. 4. Technician (who meets one of the following conditions) (1) has been engaged in the professional work for more than 5 years continuously after obtaining the professional senior vocational qualification certificate, and has obtained the graduation (completion) certificate after the professional technician training reaches the specified standard hours. (2) Having been engaged in this occupation for more than 8 years continuously after obtaining the senior occupation qualification certificate. (three) graduates of senior technical schools who have obtained the vocational senior vocational qualification certificate have been engaged in this occupation for 2 years. 5. Senior technician (who meets one of the following conditions) (1) has been engaged in this occupation for more than 3 years after obtaining the professional qualification certificate of this professional technician, has reached the standard hours stipulated in the formal vocational training of this professional senior technician, and has obtained the graduation (completion) certificate. (two) after obtaining the professional qualification certificate of this professional technician, he has been engaged in this professional work for more than 5 years. Certification object: Those who are engaged in or are going to engage in this profession only need to go to the mainland for relevant training and get the training certificate for reference. However, before graduating from college, they can only take the assistant dietitian (level 3), and they must be senior or above before they can take the public dietitian exam.
Four, how to apply for a loan business license?
1. The loan applicant must have a one-year local business license;
2. Bring your personal ID card information, raw materials and the business you have recently applied for;
3. Waiting for the test and audit results of the bank;
4. Sign a contract with the bank, and the bank will issue loans according to the contract.
First, the business license is a place issued by the administrative department for industry and commerce to industrial and commercial enterprises and individual operators to engage in production and operation.
The registered items include: name, address, person in charge, amount of funds, economic composition, number of employees, operating period, etc. The business license has the legal effect of the original. The original shall be placed in a prominent position in the company's domicile or business premises, and the business license shall not be forged, altered, leased, lent or transferred.
Industrial and commercial enterprises or individual operators without business licenses may engrave official seals, sign contracts and open accounts in registration agencies.
20 1 On September 28th, 2008, the first batch of 1 1 business licenses and1industrial product production licenses were born in G60 Science and Technology Corridor in the Yangtze River Delta. On March 1 2009, a new version of the business license was launched nationwide. 20 1 the notice on improving the efficiency of enterprise start-up issued by six departments, including the market supervision administration, shows that the applicant handles business through the "electronic window" platform, and the market supervision department approves it within 1 day, and issues an electronic business license to the enterprise. After the business is completed, the enterprise can reach the operating conditions within 2-3 days.