Insurance liability 1, survival insurance
Every two years 65438+ 00% of the basic insurance amount.
2. Death insurance
Return the premium paid (excluding interest)
3. Overdue insurance premium
It will take effect when the insured reaches the age of 75 and will be returned on the corresponding day.
Insurance premium (excluding interest)
Mr. Fu, 30, guaranteed himself a double happiness.
Annual payment:100000 yuan.
Basic guarantee: 17 1, 2 10 yuan.
Choose to pay for 5 years.
Cumulative payment:100,000 yuan/year *5 years = 500,000 yuan.
Survival insurance:
Pay 10% of the basic insurance amount every two years, 17, 12 1 yuan.
* * * Returned 22 times, 17,121* 22 = 376,662 yuan.
Premium due:
You can get 500 thousand at the age of 75, which enriches the life of the elderly.
Death insurance:
After the payment expires, the maximum lifetime guarantee is 500,000 yuan.
Policy bonus:
Share the operating results of insurance companies, and the bonus can be collected flexibly and conveniently, either in cash or cumulatively.
Insurance policy loan
When the cash flow is not working, you can borrow 80% of the maximum cash value of the policy.
Fu Xian lived until he was 75 years old.
Receive survival money (376,662 yuan)+due payment (500,000 yuan)+hypothetical dividend (456,480 yuan).
* * * earned 1, 333, 142 yuan!