Dutch, Nissan Honda and so on.
I have a full car, and I need money badly now. Which guarantee company is more formal or which bank can mortgage loans?
Generally, there is no need for vehicle mortgage.
3. Which is the regular mortgage car company?
Regular mortgage car loans, worry-free car loans, Shenzhou car flash loans and Yixin car loans are all quite good.
1. Car loan: Car loan is a mobile phone software that provides automobile mortgage. As long as you have a car, you can come here to solve difficult situations.
Second, worry-free car loan: worry-free car loan is an online loan APP that does not take a car, with flexible term, extremely fast loan and high valuation.
Third, Shenzhou Car Flash Loan: Shenzhou Car Flash Loan is an online loan APP. You can borrow money if you have a car, and you can quickly lend money without taking a car.
Fourth, CreditEase Car Loan: CreditEase Car Loan is an ultra-practical online loan APP that can be loaned if you have a car. Friends who have cars and need money urgently can choose.
Conditions for handling automobile mortgage:
1. The applicant is required to be 25-55 years old and is currently stable.
2. The vehicle under its name has complete documents, and there is no guarantee at present.
3. For the mortgaged car, the bank requires that the car age is less than 5 years and the journey is less than 80,000 kilometers.
4. The current appraisal value of the mortgaged car should be above 70,000 yuan. Although the bank's interest rate is the lowest, it requires high qualifications for cars and borrowers and has a long application period. If the qualifications are good, you can consider the bank. If the qualification is not good, you can consult the pawnshop.
Four, the formal mortgage car must have five conditions?
First, regular car dealers.
Mortgage car is a slightly special car, and its safety depends largely on the car dealer, so you must choose a regular mortgage car dealer or platform when buying a mortgage car. They have several common characteristics, such as corporate operation, fixed business premises, professional sales team, their own websites and operators, and of course, many franchisees, all over the country.
Second, is the creditor's right of the mortgage car clear?
Creditor's rights directly affect the safety factor of mortgage car. What I fear most about buying a mortgage car is the second mortgage and multiple mortgages. If you want to know whether the creditor's rights are clear, it is mainly achieved through large account books or file search. The safest thing for a mortgage car is to pay the full amount with a big book, because it means that the car lacks one person's money and has no other debts, so it is relatively safe.
Third, the vehicle procedures are complete.
Because the new owner who bought the mortgage car only holds the right to use the mortgage car, but not the ownership (can't transfer ownership), the procedure of buying the mortgage car is the most important. The first is the loan agreement. Loan agreement refers to the loan contract or agreement signed by the original owner and the creditor (borrowing company or individual) when borrowing money. The main contents should include time, amount, interest, repayment time, pledged vehicles and accessories, and some related loan terms.
Mortgage agreement: mortgage agreement is a loan agreement signed by the borrower and the loan company. If the loan is not repaid, the ownership of the car will be transferred to other people or companies;
Copy of the original owner's ID card. The original copy of the owner's ID card should be the same as the driving license, and the original picture should be taken. It's best to take a photo and file it for future inspection.
Whether the driving license is consistent with the corresponding information of the vehicle;
Transfer record: transfer record refers to the transaction record that the lending company transfers the money to the original owner when the original owner borrows money, or the owner explains the payment and signs it. Ensure that the loan is true and effective;
Creditor's rights transfer agreement: the creditor's rights transfer agreement can fully explain that each creditor's rights transfer agreement is completely effective and can fully explain that it was given to you step by step from the original owner.
Fourth, is the GPS of the mortgage car removed cleanly?
No matter where the mortgage car is, no matter what the state of the mortgage car is, as long as it is a mortgage car, there must be GPS. It is best to remove the GPS of the original car, because when the original car is mainly redeemed, it will check the driving location of the car through GPS, so it is not good to find you directly. To buy a mortgage car, you must remove the GPS. You need to go to a professional car beauty shop to disassemble it, and then install a GPS that can be found at any time, which is also to avoid unnecessary trouble in driving in the future.
Fifth, the common sense of automobile safety of mortgage car.
Driving legally is the glorious duty of every citizen, and it is also the guarantee of your life and that of others. Some customers think that the name of this car is not their own, and they run away when there is a big problem, or some younger generations, driving these luxury cars, are self-righteous, indulge themselves, want to attract the opposite sex, drunk driving, speeding, and do everything they can, which will only accelerate and shorten your life journey. I would like to remind you that even if something serious happens to you (you killed someone, seriously violated the rules, and left yourself in the accident), it is impossible to implicate the original owner, because there is an "exemption agreement" when others pledge loans. From the moment someone borrows money to pay the car, the illegal behavior of the car is none of his business. Be more careful when selling cars to dealers. The exemption agreement must be signed, and you must be a normal natural person with a driver's license. Besides, there are eyes everywhere now, and who is the party is clear.